Author Archives 
Consumer Bankruptcy Law Board Certification-Is it Important ?
by John Rogers on 8/25/10 | 0 Comment(s)
I am often asked if it is important for attorneys to be Board Certified in Consumer Bankruptcy Law by the American Board of Certification. There is no requirement by any bankruptcy court that you be board certified to practice in that court. In fact, it is very likely that most attorneys that do practice bankruptcy law [...]
More on the Brink of Homelessness in Kentucky, Study Finds
by John Rogers on 7/12/10 | 0 Comment(s)
The Bluegrass Politics blog has a recent post on the increasing trend in Kentucky of folks losing their homes. This has primarily been a problem in other areas of the country, but as the economy worsens, is hitting closer to home. This is a very disturbing trend, that I do not see slowing down soon. [...]
Listing Possible or Potential Claims in Bankruptcy
by John Rogers on 6/29/10 | 0 Comment(s)
When filing bankruptcy, it is very, very important to tell your attorney about ANY and ALL possible or potential claims that you have or may have against anyone. If you don’t list these claims in your bankruptcy filing, then it is quite likely that you will be prevented from pursing them later. In a recent [...]
Why You Should Never Give Up ! (A lesson from Harry Potter)
by John Rogers on 6/15/10 | 0 Comment(s)
When meeting with folks on a daily basis that face major struggles in their personal and financial life, I am always amazed by the courage and tenacity they show in facing up to these problems and not giving up. I never forget the will and effort it takes just for clients just to make the appointment [...]
Today Is The Day To Cut Up Your Credit Cards
by John Rogers on 6/06/10 | 0 Comment(s)
My friend, syndicated columnist, author, and financial guru Don McNay has this new video blog out on the dangers of credit cards and why you should not have one. I think it merits watching for the important message that it contains. To view Don’s video blog, click here. John Rogers, Kentucky Bankruptcy Attorney
Why Does My Bankruptcy Lawyer Care If I Have Given Things Or Sold Things To My Family ?
by John Rogers on 5/12/10 | 0 Comment(s)
Your lawyer cares about these things because the bankruptcy court and trustee care about these things when you file bankruptcy. In fact, if you have sold or given away anything to family members recently, you are required to tell about that in your bankruptcy petition and related forms, which you will file to also tell [...]
Bankruptcy Is Not Always The Answer
by John Rogers on 5/10/10 | 0 Comment(s)
I always caution folks before I meet with them that filing bankruptcy is not always the answer to their problems. I explain to them that we will discuss the facts of their situation and then I will share with them what I see as possible solutions to help them. If I see bankruptcy as one [...]
Can I File Bankruptcy on Payday or Check Advance Loans ?
by John Rogers on 3/31/10 | 0 Comment(s)
Many of our clients have debt with companies or businesses commonly called “payday” lenders or “check advance” loan companies. These companies operate by loaning money to folks and holding a persons written check to help guarantee that you will pay them. For example, if you borrow $500 from the company, when they give you the [...]
What is an Adversary Proceeding and what does it have to do with my bankruptcy?
by John Rogers on 3/24/10 | 0 Comment(s)
Essentially, an “adversary proceeding” is a lawsuit filed in bankruptcy court stemming from, or resulting from a person or business actually filing bankruptcy. It may be filed against a person filing bankruptcy, or against someone else that has some sort of connection to the bankruptcy in some way. It could be someone that was paid [...]
Dave Ramsey, part 2 (or it’s not always what he tells you, but what he doesn’t tell you !)
by John Rogers on 3/16/10 | 0 Comment(s)
I was listening to Dave Ramsey today, while eating lunch. A woman called in and said she had heard some folks tell her that she could settle with credit cards for a lesser amount than what is owed. While Dave told her that is possible, but not likely (since she was behind on the cards,according [...]
