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	<title>National Bankruptcy Forum &#187; John Rogers</title>
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		<title>Tax Refund Loans … Bye, Bye ! … and Good Riddance !</title>
		<link>http://www.nationalbankruptcyforum.com/consumer-alerts/tax-refund-loans-bye-bye-and-good-riddance/</link>
		<comments>http://www.nationalbankruptcyforum.com/consumer-alerts/tax-refund-loans-bye-bye-and-good-riddance/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 16:21:28 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Consumer Alerts]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9588</guid>
		<description><![CDATA[Tweet Republic Bank and Trust Company of Louisville, Kentucky is the final bank in the country to be forced to eliminate their super high interest tax refund loans that prey on the financially strapped.  The bank, in conjunction with Jackson Hewitt tax service,  have conspired for years to convince needy tax filers to pay up [...]]]></description>
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		<title>Small Business Bankruptcy and Debt</title>
		<link>http://www.nationalbankruptcyforum.com/small-business/small-business-bankruptcy-and-debt/</link>
		<comments>http://www.nationalbankruptcyforum.com/small-business/small-business-bankruptcy-and-debt/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 15:24:49 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8458</guid>
		<description><![CDATA[Tweet An excellent article from the legal website JD Supra about Small Business Bankruptcy and debts. It is very important to always give complete information to your bankruptcy attorney about who is responsible for the debt of your business.  For example, did you personally sign and guarantee the debt, or did you just sign the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Changing or Converting from Chapter 13 to Chapter 7 After Filing</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/changing-or-converting-from-chapter-13-to-chapter-7-after-filing/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/changing-or-converting-from-chapter-13-to-chapter-7-after-filing/#comments</comments>
		<pubDate>Tue, 06 Sep 2011 20:05:18 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=7451</guid>
		<description><![CDATA[Tweet One of the most common questions that we get here in the office from clients or potential clients who are considering filing Chapter 13 bankruptcy regards changed circumstances while you are in Chapter 13 bankruptcy.  What will happen if our income goes down?  What will happen if we lose our jobs?  What if we [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Inherited Real Estate Property Before Filing Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-basics-2/inherited-real-estate-property-before-filing-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-basics-2/inherited-real-estate-property-before-filing-bankruptcy/#comments</comments>
		<pubDate>Fri, 13 May 2011 15:09:00 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Inherited Property]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=5083</guid>
		<description><![CDATA[Tweet When consulting with a bankruptcy attorney, it is very important to share with the attorney a complete listing of all the &#8220;real property&#8221; that is owned. This may seem very easy and straightforward. Often, we have folks that forget to tell us about real property that they have inherited. They don’t think about that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Debt Relief Rip-Off</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/the-debt-relief-rip-off/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/the-debt-relief-rip-off/#comments</comments>
		<pubDate>Wed, 12 Jan 2011 16:26:17 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Consumer Alerts]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=3368</guid>
		<description><![CDATA[Tweet “Instead of sending money to a debt relief company, debtors would be better off going to the race track and betting on a horse.” That just about sums it up, Don !  Click here for award winning financial columnist and structured settlement guru Don McNay’s recent column on the scumbags that prey on folks during [...]]]></description>
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		<title>Why Does My Bankruptcy Lawyer Care If I Have Given Things Or Sold Things To My Family ?</title>
		<link>http://www.nationalbankruptcyforum.com/cars-and-bankruptcy/why-does-my-bankruptcy-lawyer-care-if-i-have-given-things-or-sold-things-to-my-family-2/</link>
		<comments>http://www.nationalbankruptcyforum.com/cars-and-bankruptcy/why-does-my-bankruptcy-lawyer-care-if-i-have-given-things-or-sold-things-to-my-family-2/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 15:22:40 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Cars and Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Consumer Alerts]]></category>
		<category><![CDATA[Exemptions]]></category>
		<category><![CDATA[Kentucky Bankruptcy Laws]]></category>
		<category><![CDATA[Kentucky Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Preparing for bankruptcy]]></category>
		<category><![CDATA[Protecting Your Property]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=3344</guid>
		<description><![CDATA[Tweet Giving Away or Selling Property Before Bankruptcy Can Cause Trouble Your lawyer cares about these things because the bankruptcy court and trustee care about these things when you file bankruptcy. In fact, if you have sold or given away anything to family members recently, you are required to tell about that in your bankruptcy [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can you go to jail for not paying a debt?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-case-law-and-analysis/can-you-go-to-jail-for-not-paying-a-debt/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-case-law-and-analysis/can-you-go-to-jail-for-not-paying-a-debt/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 15:07:27 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Bankruptcy Case Law and Analysis]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Consumer Alerts]]></category>
		<category><![CDATA[Indiana Bankruptcy Laws]]></category>
		<category><![CDATA[Minnesota Bankruptcy Laws]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=3111</guid>
		<description><![CDATA[Tweet This technique, described on the walletpop.com blog, has been used to success by a collection attorney here in South Central Kentucky.  I haven’t seen it lately, but have within the past year or so. It is basically an end run around the old maxim that you can not be put in jail for owing [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finding the Right Bankruptcy Attorney</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-news/finding-the-right-bankruptcy-lawyer/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-news/finding-the-right-bankruptcy-lawyer/#comments</comments>
		<pubDate>Wed, 01 Dec 2010 23:19:18 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Consumer Alerts]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=3041</guid>
		<description><![CDATA[Tweet How Do I Find The Right Bankruptcy Attorney? Once you have made the decision to at least talk with an attorney about the prospect of bankruptcy, then it becomes important to find the right bankruptcy attorney to help guide you.  Here are a few tips that I think are important in finding the right [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Parents of New College Students, Beware !!</title>
		<link>http://www.nationalbankruptcyforum.com/consumer-alerts/parents-of-new-college-students-beware/</link>
		<comments>http://www.nationalbankruptcyforum.com/consumer-alerts/parents-of-new-college-students-beware/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 19:24:47 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Consumer Alerts]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2473</guid>
		<description><![CDATA[Tweet A new debit card product has been developed by a company called Higher One.  It is offered at many college campuses by the college or university itself to the parents and students.  Often, the students excess scholarship or grant money is placed on the Higher One debit card account, so the student will often [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/consumer-alerts/parents-of-new-college-students-beware/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Consumer Bankruptcy Law Board Certification-Is it Important ?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-basics-2/consumer-bankruptcy-law-board-certification-is-it-important/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-basics-2/consumer-bankruptcy-law-board-certification-is-it-important/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 15:40:16 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[board certification]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2134</guid>
		<description><![CDATA[Tweet I am often asked if it is important for attorneys to be Board Certified in Consumer Bankruptcy Law by the American Board of Certification.  There is no requirement by any bankruptcy court that you be board certified to practice in that court.  In fact, it is very likely that most attorneys that do practice bankruptcy [...]]]></description>
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