Can I File Bankruptcy Twice?

Can I File Bankruptcy Twice? Bankruptcy is a delicate legal process requiring skill and experience in order to avoid the many pitfalls inherent in the legal process. To get you through the process and navigate smoothly through the world of bankruptcy, you need an expert bankruptcy lawyer, that is, a lawyer who specializes in bankruptcy [...]

Bankruptcy Fraud Can Land You in Prison

Bankruptcy Fraud is No Joke Bankruptcy Court is not a place to mess around. Debtors entering the bankruptcy world need to do so with their eyes open, fully understanding the benefits as well as the potential consequences. Failing to completely and honestly disclose all of your assets can jeopardize your discharge and potentially land you [...]

Are There Alternatives to Bankruptcy?

Are There Alternatives to Bankruptcy?  Some things that you might consider doing as an alternative to filing bankruptcy would be to sell assets that you may have to pay your debts. Also, you might want to try to negotiate with your creditors to see if you can either reduce the balance owed or renegotiate your [...]

Depression, Financial Ills and Bankruptcy

Stressed out about debt? You have options. Here in San Diego, there have been two upsetting stories recently involving the toll that debt can take on one’s life.  Without rehashing the sad details, both cases involved people who were so stressed out about debt that they didn’t see a way out and took unnecessary, drastic [...]

Filing Bankruptcy Will End Creditor Harassment

One of the most stressful aspects of being in debt is the constant phone calls from creditors, especially when those calls come at inopportune times (such as late at night) or at inopportune places (such as at your job). To make matters worse, occasionally these calls can be harassing or even abusive in nature. On [...]

Assessing Your Financial Situation Pre-Bankruptcy

Often, people wait too long to file bankruptcy.  Considering bankruptcy to be a last resort is probably a wise thing to do, and there are often many things an individual can do to prevent bankruptcy.  However, waiting too long can mean that bankruptcy protects less of your assets than it might otherwise be able to, [...]