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	<title>National Bankruptcy Forum &#187; Chapter 7 Bankruptcy</title>
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	<link>http://www.nationalbankruptcyforum.com</link>
	<description>Bankruptcy Attorney Blogs and Directory</description>
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		<title>Chapter 13 Bankruptcy: The Hero Appears?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/chapter-13-basics/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/chapter-13-basics/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 19:35:52 +0000</pubDate>
		<dc:creator>leebankruptcy</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[basics]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[plan]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9738</guid>
		<description><![CDATA[Chapter 13 Bankruptcy Basics As a Dallas bankruptcy lawyer, I help many clients that are looking for a way to resolve their debts. I find that most people prefer the shorter timeline of a Chapter 7 bankruptcy and don&#8217;t want to file for chapter 13 protection. As Lori Patton wrote on this forum: Very often [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Wells Fargo Account Freezing Okay in Some States, Not In 9th Circuit</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/wells-fargo-account-freezing-okay-in-some-states-not-in-9th-circuit/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/wells-fargo-account-freezing-okay-in-some-states-not-in-9th-circuit/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 22:08:17 +0000</pubDate>
		<dc:creator>Jordan Slattery</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Creditor Harassment]]></category>
		<category><![CDATA[Debt Collector Harassment]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Account Freeze]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Well Fargo]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9707</guid>
		<description><![CDATA[Wells Fargo Freezing Accounts of Bankruptcy Debtors For years, Wells Fargo has taken an unusual and sometimes unpopular stance with regard to the bank account funds that bankruptcy filers have at their branches.  Every evening, Wells Fargo checks the notices of new bankruptcy cases, and freezes the bank accounts of people who have filed bankruptcy [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-myths/wells-fargo-account-freezing-okay-in-some-states-not-in-9th-circuit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are the Penalties for Violating the Automatic Stay Too Lenient?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/are-the-penalties-for-violating-the-automatic-stay-too-lenient/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/are-the-penalties-for-violating-the-automatic-stay-too-lenient/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 21:34:50 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Arizona Automatic Stay]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Choosing a Phoenix Bankruptcy Attorney]]></category>
		<category><![CDATA[Maricopa County Bankruptcy]]></category>
		<category><![CDATA[Phoenix Automatic Stay]]></category>
		<category><![CDATA[Phoenix bankruptcy]]></category>
		<category><![CDATA[phoenix bankruptcy attorney]]></category>
		<category><![CDATA[Phoenix bankruptcy lawyer]]></category>
		<category><![CDATA[Pinal County Bankruptcy]]></category>
		<category><![CDATA[should I file for bankruptcy?]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9701</guid>
		<description><![CDATA[The automatic stay protects consumers who file for bankruptcy One of the greatest advantages available to the debtor who is willing to consider bankruptcy as an option is the automatic stay.  The automatic stay orders creditors to refrain from collection practices immediately once a debtor has filed for bankruptcy.  But we all know that rules [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Are Consumer Bankruptcy Attorneys Biased Towards Chapter 13 Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/are-consumer-bankruptcy-attorneys-biased-towards-chapter-13-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/are-consumer-bankruptcy-attorneys-biased-towards-chapter-13-bankruptcy/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 19:17:57 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Bankruptcy Practice Management]]></category>
		<category><![CDATA[Bankruptcy Trustee]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Ethics of Bankruptcy]]></category>
		<category><![CDATA[attorney's fees]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bias]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[race]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9599</guid>
		<description><![CDATA[Are Consumer Bankruptcy Attorneys Biased? In my experience, absolutely not. In fact, consumer bankruptcy attorneys are among the most dedicated the legal profession has to offer, performing what is sometimes a thankless job for people who are under tremendous stress both financially and emotionally. However, like any large group, there are areas that the consumer [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Discharge of Debt</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/discharge-of-debt/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/discharge-of-debt/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 17:58:36 +0000</pubDate>
		<dc:creator>Tobias Licker</dc:creator>
				<category><![CDATA[Bankruptcy Discharge]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Missouri Bankruptcy Laws]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[discharge]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9543</guid>
		<description><![CDATA[A debtor can obtain a discharge of debt by filing for bankruptcy.  A discharge of debt releases the individual&#8217;s personal liability for many types of debts.  A discharge prevents creditors from making any collections efforts upon the debtor including phone calls, letters, and threats. Many types of unsecured debt can be discharged, including credit card debt, pay [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Donald Trump Uses Bankruptcy to Become More Successful</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-donald-trump-uses-bankruptcy-to-become-more-successful/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-donald-trump-uses-bankruptcy-to-become-more-successful/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 20:31:10 +0000</pubDate>
		<dc:creator>Jordan Slattery</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Phoenix Bankrutpcy]]></category>
		<category><![CDATA[Pima County Chapter 13]]></category>
		<category><![CDATA[Pima County Chapter 7]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>
		<category><![CDATA[tucson bankruptcy attorney]]></category>
		<category><![CDATA[Tucson Chapter 13]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9514</guid>
		<description><![CDATA[How Donald Trump Uses Bankruptcy to Become More Successful It is not uncommon for a client to ask about Donald Trump and other famous large-scale bankruptcies.  How can a rich person like Donald Trump file for bankruptcy, and how does he seem to come out of it more successful than ever?  And is this something [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-donald-trump-uses-bankruptcy-to-become-more-successful/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If Your Debts Are Mostly Secured, Should You File for Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/if-your-debts-are-mostly-secured-should-you-file-for-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/if-your-debts-are-mostly-secured-should-you-file-for-bankruptcy/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 19:42:58 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 bankruptcy Chapter 13 Bankrupt]]></category>
		<category><![CDATA[arizona bankru]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Phoenix bankruptcy]]></category>
		<category><![CDATA[Tempe Bankruptcy]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9512</guid>
		<description><![CDATA[Many people who have considered bankruptcy are aware of the fact that bankruptcy treats secured and unsecured debts very differently.  If most of your debt is secured, should you even consider bankruptcy? If not, what are your other options? Secured debts are debts that are attached to your assets.  A home mortgage is a good [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/if-your-debts-are-mostly-secured-should-you-file-for-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Using Bankruptcy to Restore Your Driver’s License</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/using-bankruptcy-to-restore-your-drivers-license/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/using-bankruptcy-to-restore-your-drivers-license/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 20:21:43 +0000</pubDate>
		<dc:creator>Jordan Slattery</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 bankruptcy Chapter 13 Bankrupt]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Arizona bankruptcy attorney]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>
		<category><![CDATA[tucson bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9489</guid>
		<description><![CDATA[Losing Your Driver&#8217;s License Can be a Big Headache Losing your driver&#8217;s license can have a huge impact on your life.  Without a license, meeting basic needs is much more difficult.  Suddenly, you may still have to make car payments, but cannot use your car to get to work or the store.  This can be [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-myths/using-bankruptcy-to-restore-your-drivers-license/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Your Financial Choices Lead to Divorce and Bankruptcy in Arizona</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 18:32:03 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 bankruptcy Chapter 13 Bankrupt]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[bankruptcy law]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[Maricopa County Bankruptcy]]></category>
		<category><![CDATA[Phoenix bankruptcy]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9467</guid>
		<description><![CDATA[Joint Accounts for Married Couples:  Can Your Financial Choices Lead to Divorce and Bankruptcy? Several surveys report that the majority of married couples put all of their money in joint accounts.  However, that number is less than it used to be, and there are several other options available to married couples. Some couples choose to [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-myths/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy, Chapter 7 and Credit</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/aurora-bankruptcy-lawyer-describes-bankruptcy-chapter-7-and-credit/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/aurora-bankruptcy-lawyer-describes-bankruptcy-chapter-7-and-credit/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 16:06:40 +0000</pubDate>
		<dc:creator>David Siegel</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9461</guid>
		<description><![CDATA[Addiction to Credit Pervasive The United States has become a nation where everyone needs credit, everybody wants credit and everybody fears that, without credit, they will not be able to function.  I’ve had people come to see me and wondered, if they give up their house and file a Chapter 7 bankruptcy, will anybody let [...]]]></description>
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		<slash:comments>1</slash:comments>
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