Category archive for ‘Consumer Alerts’ 
Dave Ramsey, part 2 (or it’s not always what he tells you, but what he doesn’t tell you !)
by John Rogers on 3/16/10 | 0 Comment(s)
I was listening to Dave Ramsey today, while eating lunch. A woman called in and said she had heard some folks tell her that she could settle with credit cards for a lesser amount than what is owed. While Dave told her that is possible, but not likely (since she was behind on the cards,according Read more>>
Why you need to file bankruptcy. . .
by Jay Jump on 3/04/10 | 1 Comment(s)
You can villify me later. For now, I need you to read and get some perspective. Pay attention because we’re going to move fast.
You need to file for bankruptcy.
Let me say it again for those of you who are still shaking your head.
YOU NEED to file for bankruptcy!
There, I gave you a little emphasis to Read more>>
Study Finds More Consumers Making Payments on Their Credit Cards Before Their Mortgages
by John Rogers on 2/26/10 | 0 Comment(s)
TransUnion, one of the large credit reporting agencies, is out with a new study that is quite alarming, but not surprising. The study, which finds that, for the first time, consumers are more often defaulting on home mortgages rather than credit card payments, contains a lot of fancy data and conclusions.
I don’t find this trend surprising Read more>>
You have to name it to claim it!
by Jay Jump on 2/03/10 | 0 Comment(s)
I just filed a case where we listed a potential FDCPA claim in my client’s bankruptcy schedules. She had been harassed by a debt collection agent who had left an inappropriate voicemail on my client’s answering machine. It was heard by people who were beyond the scope of FDCPA communication and it was Read more>>
Can Creditors Call My Family and Friends?
by Lillian Watson on 1/26/10 | 0 Comment(s)
Many clients come to me distraught by the fact that a creditor has called a parent, relative or friend about an unpaid debt of the client. The question is always “Can they do that?” and “How can I stop it?” The emotional toll of fielding constant collector calls is overwhelming especially when there are children Read more>>
How to Help Haiti: Resource Links For Donating to Relief Efforts in Haiti
by Moderator on 1/17/10 | 0 Comment(s)
American Red Cross Haiti Relief
Great Article From San Antonio Paper With Haiti Charities and Relief Efforts
UNICEF
Clinton Bush Haiti Fund
Stand with Haiti
Habitat for Humanity
Direct Relief International
The following organizations are accepting SMS donations in the US only:
SMS text “HAITI” to 90999 to donate $10 to Red Cross relief efforts
SMS text “YELE” to 501501 to Donate $5 to Read more>>
Do all creditors have to be listed on bankruptcy schedules ?
by John Rogers on 1/15/10 | 0 Comment(s)
Yes. All of the debts have to be scheduled, with the name and address of the creditors. This is so they can receive notice of the bankruptcy, and get their fair share of any money that is paid to creditors. Sometimes debtors think that they should omit a creditor because they want to continue to Read more>>
Why It Is Important To Have An Attorney When You File Bankruptcy
by John Rogers on 1/14/10 | 0 Comment(s)
Bankruptcy Attorney Court Appearance. As this video demonstrates, there are important consequences if your bankruptcy paperwork is not completed properly, disclosing everything… also, you may have to appear in front of a judge and you will want an attorney present with you if you do !
John Rogers, Kentucky Bankruptcy Attorney
Published Unemployment v. Real Unemployment
by Jay Jump on 1/08/10 | 0 Comment(s)
I used to be a devotee of CNBC every morning. I would watch the stock market climb or fall, listen to the anchors tell me how to invest my money and believe every word of it.
That was wrong.
I don’t watch it anymore, I can’t. The news is depressing. What’s worse, Read more>>
