By Ryan C. Wood The short answer is because corporate profits and corporations in general are favored over protecting the individual from harm these days. Below is only one court decision in the long dismantlement of individual rights in favor of corporate rights. Every state, well, every state used to have usury laws. Have you [...]
Credit Cards
Capital One Leads New CFPB List of Credit Card Complaints
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The Consumer Financial Protection Bureau has recently implemented a very user friendly database to show consumers which credit card companies have the most complaints filed against them. Although the database was just put into place on the web, and is still apparently in beta format, it is interesting to see how many claims have come [...]
Credit Card Debt in Bankruptcy: The Basics
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The Basics of Credit Card Debt and Bankruptcy In an economy where housing problems dominate the headlines, high interest credit cards still remain one of the largest issues consumers face in their fight for financial health. It should come as no surprise to learn then, that credit card debt is still one of the primary [...]
How to Pay Off Credit Card Debt and Avoid Bankruptcy
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Follow These Steps to Pay Off Your Credit Card Debt Perhaps like many Americans your New Year’s resolution involves paying down credit card debt. After all, even the most ardent supporter of the plastic hears that little voice in the back of their head “credit card interest rates are a huge ripoff, I shouldn’t use [...]
Debt Collectors Stoop to New Low: Credit Cards in Exchange for Expired Debt
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Debt Collectors Offering Credit Cards With a Catch… Just when you thought debt collectors couldn’t get any lower, that they couldn’t be any more obnoxious or unethical, they started offering credit cards in exchange for paying expired debt. Yes, you read that right. The Wall Street Journal recently ran a story outing the relatively new tactic [...]
Credit Card Lawsuit Defenses
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What to Do When You’ve Been Sued by Your Credit Card Company So you have been sued and are wondering what to do next. The first thing aside from having a lawyer review the Complaint is to carefully read everything yourself and determine how long you have to file an Answer at the Courthouse to [...]
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