Can I Go To Jail For Not Paying My Bills?

As a bankruptcy lawyer practicing in the Chicago area, I am often asked “can I go to jail for not paying my bills?” There is no debtor’s prison in the United States.  You are not going to go to jail for not paying your bills, unless those bills were incurred by a serious crime, fraud, [...]

Experience Counts When Choosing a Bankruptcy Attorney

What should you look for in a bankruptcy attorney?  The first thing you should look for is an attorney that handles bankruptcy on a regular basis.  Find an attorney who has experienced many, many different types of bankruptcy cases over a series of years.  Whether it is a Chapter 7 bankruptcy or a Chapter 13 [...]

How Do I Choose A Good Bankruptcy Attorney?

Characteristics of a Good Bankruptcy Attorney If you’re faced with the unfortunate task of filing for bankruptcy, there’s nothing more important than having a highly qualified Arizona bankruptcy attorney by your side. Not only do reliable bankruptcy attorneys help seamlessly guide you through the process, but they can also make sure you get the full benefit [...]

Bankruptcy vs. Debt Consolidation

Bankruptcy Enjoys Federal Oversight Not everyone needs to or should file a bankruptcy case.  Bankruptcy is something that should be a last resort.  But when financial pressures become unbearable, bankruptcy is most likely the best option. First, bankruptcy enjoys federal oversight and protection.  Debt consolidation commercials, which try to stigmatize bankruptcy, conveniently omit the fact [...]

You Get What You Pay For – Hire An Attorney To File Bankruptcy

Do You Need a Bankruptcy Attorney? By: Aaron Huff You’re filing bankruptcy, why would you want to hire an attorney?  They charge a lot of money, right!?!?  These are words that I overheard at a Chapter 7 341 Meeting of Creditors almost a year ago.  They were uttered by a “pro se” filing debtor (someone who [...]

Filing Bankruptcy Without an Attorney

According to the state bar, 40-50% of Arizona bankruptcy filings occur without an attorney (“pro se” in legalese).  Most individuals who file for bankruptcy are at rock bottom, and do not believe they can afford an attorney, or that it will be necessary to a successful outcome of the proceedings. However, the importance of an [...]