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	<title>National Bankruptcy Forum &#187; Mortgage Modification</title>
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	<link>http://www.nationalbankruptcyforum.com</link>
	<description>Bankruptcy Attorney Blogs and Directory</description>
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		<title>Proposal Would Allow Chapter 13 Debtors to Pay Zero Percent Interest on Their Underwater Mortgage</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/proposal-would-allow-chapter-13-debtors-to-pay-zero-percent-interest-on-their-underwater-mortgage/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/proposal-would-allow-chapter-13-debtors-to-pay-zero-percent-interest-on-their-underwater-mortgage/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 22:11:25 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[new regulation]]></category>
		<category><![CDATA[plan]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9070</guid>
		<description><![CDATA[In cases where a homeowner is drastically underwater, the Bankruptcy Code gives chapter 13 debtors the ability to forcibly modify a second mortgage and thereby reduce their housing costs. As the real estate crisis continues to linger, many consumer advocates have been vocal in supporting proposed legislation that would extend bankruptcy&#8217;s mortgage modification power to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Seeking Mortgage Modification? The Federal HAMP Program Explained</title>
		<link>http://www.nationalbankruptcyforum.com/mortgage-modification/seeking-mortgage-modification-the-federal-hamp-program-explained/</link>
		<comments>http://www.nationalbankruptcyforum.com/mortgage-modification/seeking-mortgage-modification-the-federal-hamp-program-explained/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 19:33:38 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Obama mortgage plan]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=7018</guid>
		<description><![CDATA[HAMP Explained In response to the nationwide real estate crisis, the Obama Administration unveiled the Homes Affordable Modification Program (HAMP) in 2009 as part of the more comprehensive Making Home Affordable (MHA) Program. HAMP was initially funded with $50 billion in Wall Street bailout money and $25 billion from taxpayer-owned Fannie Mae and Freddie Mac. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Three Plans For Fixing the Mortgage Mess</title>
		<link>http://www.nationalbankruptcyforum.com/mortgage-modification/three-plans-for-fixing-the-mortgage-mess/</link>
		<comments>http://www.nationalbankruptcyforum.com/mortgage-modification/three-plans-for-fixing-the-mortgage-mess/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 05:05:48 +0000</pubDate>
		<dc:creator>Raymond Schimmel</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[History of Bankruptcy]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[http://www.brookings.edu/opinions/2011/0719_housing_galston.aspx www.endbillcollections.com]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6916</guid>
		<description><![CDATA[While the finger pointing continues little is being done by the President and Congress to stem the tide of rising foreclosures.  The Brookings Institute examines three alternative plans on how the government might actually fix the mortgage mess. The first solution proposed by Eric Posner of the University of Chicago Law School and Luigi Zingales of the Booth School [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Does Bankruptcy Affect Your Eligibility for HAMP?</title>
		<link>http://www.nationalbankruptcyforum.com/mortgage-modification/how-does-bankruptcy-affect-your-eligibility-for-hamp/</link>
		<comments>http://www.nationalbankruptcyforum.com/mortgage-modification/how-does-bankruptcy-affect-your-eligibility-for-hamp/#comments</comments>
		<pubDate>Thu, 04 Aug 2011 05:11:04 +0000</pubDate>
		<dc:creator>Richard Fonfrias</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Eligible]]></category>
		<category><![CDATA[HAMP]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6771</guid>
		<description><![CDATA[In light of the lingering housing crisis, many Americans are trying to get a mortgage modification approved. Unfortunately, it seems that every consumer who is attempting to find relief under HAMP also has a horror story about lost paperwork, arbitrary denial of applications and lenders who are seemingly unable to make relief permanent. Most simply [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/mortgage-modification/how-does-bankruptcy-affect-your-eligibility-for-hamp/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hunter Tylo, star of the Bold and the Beautiful, files suspicious bankruptcy schedules.</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/hunter-tylo-star-of-the-bold-and-the-beautiful-files-suspicious-bankruptcy-schedules/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/hunter-tylo-star-of-the-bold-and-the-beautiful-files-suspicious-bankruptcy-schedules/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 17:42:22 +0000</pubDate>
		<dc:creator>Alex Wathen</dc:creator>
				<category><![CDATA[California Bankruptcy Laws]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Nevada Bankruptcy Laws]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6582</guid>
		<description><![CDATA[Although her home appears to be in Sherman Oaks, California, the petition states that she has at least had a residence in Nevada for 91 days or more.  Her bankruptcy attorney should get a gold medal for only charging a celebrity $2,500 for a Chapter 7 bankruptcy case. What is more intresting and down right [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/hunter-tylo-star-of-the-bold-and-the-beautiful-files-suspicious-bankruptcy-schedules/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can You Modify a First Mortgage in Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/can-you-modify-a-first-mortgage-in-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/can-you-modify-a-first-mortgage-in-bankruptcy/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 18:53:35 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Adversary Proceeding]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Bankruptcy Code]]></category>
		<category><![CDATA[File]]></category>
		<category><![CDATA[Modify]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Strip Lien]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=4711</guid>
		<description><![CDATA[Can You Modify a First Mortgage in Bankruptcy? No, the Bankruptcy Code does not currently allow debtors to modify first mortgages in bankruptcy. While there have been rumblings about new legislation that would allow first mortgages to be modified in bankruptcy, the current state of the law does not allow first mortgages to be modified [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Mortgage Modification be Achieved by Suing My Lender?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/file-a-lawsuit-to-finally-achieve-mortgage-modification/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/file-a-lawsuit-to-finally-achieve-mortgage-modification/#comments</comments>
		<pubDate>Wed, 24 Nov 2010 22:11:25 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Adversary Proceeding]]></category>
		<category><![CDATA[Arizona Bankruptcy Law]]></category>
		<category><![CDATA[California Bankruptcy Laws]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[adversary proceeding]]></category>
		<category><![CDATA[mortgage modification strategies]]></category>
		<category><![CDATA[Mortgage Modification: Second Mortgage]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2912</guid>
		<description><![CDATA[When most people think of mortgage modification, suing your lender is not the first thing that comes to mind. Maybe it should be. In some cases, filing for chapter 13 bankruptcy can force a lender to modify your mortgage by filing a lawsuit to strip your second and third mortgage liens. If you owe more [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-13/file-a-lawsuit-to-finally-achieve-mortgage-modification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Congressman Filner (D-San Diego) helps stop an eviction, helps 150 others with &#8216;loan modifications&#8217;.</title>
		<link>http://www.nationalbankruptcyforum.com/mortgage-modification/congressman-filner-d-san-diego-helps-stop-an-eviction-helps-150-others-with-loan-modifications/</link>
		<comments>http://www.nationalbankruptcyforum.com/mortgage-modification/congressman-filner-d-san-diego-helps-stop-an-eviction-helps-150-others-with-loan-modifications/#comments</comments>
		<pubDate>Mon, 25 Oct 2010 20:29:23 +0000</pubDate>
		<dc:creator>John C. Colwell</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Debt Relief Legal Clinic]]></category>
		<category><![CDATA[filing bankruptcy in San Diego]]></category>
		<category><![CDATA[John Colwell NACBA Board of Directors]]></category>
		<category><![CDATA[San Diego bankruptcy attorney]]></category>
		<category><![CDATA[San Diego bankruptcy news]]></category>
		<category><![CDATA[stopping eviction]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2356</guid>
		<description><![CDATA[Last month, one of our local Congressmen, Bob Filner, took the extraordinary step to assist one of the many troubled San Diego homeowners, by helping to prevent an eviction after a foreclosure. Prior to this action, Congressman Filner had been attempting to help the homeowner with her own loan modification, as he continues to help over [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/mortgage-modification/congressman-filner-d-san-diego-helps-stop-an-eviction-helps-150-others-with-loan-modifications/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Benefits of Chapter 13 Bankruptcy: Getting Caught Up, Retain Non-Exempt Assets</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/benefits-of-chapter-13-bankruptcy-getting-caught-up-retain-non-exempt-assets/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/benefits-of-chapter-13-bankruptcy-getting-caught-up-retain-non-exempt-assets/#comments</comments>
		<pubDate>Sat, 16 Oct 2010 18:09:16 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[bankruptcy and credit card debt relief]]></category>
		<category><![CDATA[bankruptcy attorney consultation]]></category>
		<category><![CDATA[bankruptcy attorneys and chapter 13 bankruptcy information]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[getting out of credit card debt while retaining property]]></category>
		<category><![CDATA[how can I modify a mortgage? File bankruptcy?]]></category>
		<category><![CDATA[protect co-signor]]></category>
		<category><![CDATA[reduce credit card debt]]></category>
		<category><![CDATA[stripping second mortgage lien in bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2544</guid>
		<description><![CDATA[What Are the Benefits of Chapter 13? Catch Up On Past Due Mortgage Payments: Chapter 13 bankruptcy has many benefits, perhaps the best known of which is the ability to stop foreclosure and allow a homeowner to get caught up on past due mortgage payments. In the event that you have fallen behind on your mortgage, [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-13/benefits-of-chapter-13-bankruptcy-getting-caught-up-retain-non-exempt-assets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why You Need to Know About Lien Stripping in Chapter 13 Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/mortgage-modification/second-mortgage-strip-modify-chapter-13-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/mortgage-modification/second-mortgage-strip-modify-chapter-13-bankruptcy/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 05:05:21 +0000</pubDate>
		<dc:creator>Tara Gaschler</dc:creator>
				<category><![CDATA[Colorado Bankruptcy Laws]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[bankruptcy attorneys]]></category>
		<category><![CDATA[benefits of chapter 13 bankruptcy]]></category>
		<category><![CDATA[Can't afford home]]></category>
		<category><![CDATA[Colorado bankruptcy laws]]></category>
		<category><![CDATA[house payments]]></category>
		<category><![CDATA[lien stripping in chapter 13 bankruptcy allows modification of mortgage]]></category>
		<category><![CDATA[modification of mortgage]]></category>
		<category><![CDATA[plan length of chapter 13]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2057</guid>
		<description><![CDATA[What if I told you you could get rid of your 2nd mortgage?  That&#8217;s right &#8211; never make another payment and have the lien on your house completely removed!  You would probably think that is too good to be true &#8211; right?   Wrong! It is possible to do exactly what I have outlined above utilizing [...]]]></description>
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		<slash:comments>0</slash:comments>
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