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	<title>National Bankruptcy Forum &#187; Real life Stories</title>
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	<link>http://www.nationalbankruptcyforum.com</link>
	<description>Bankruptcy Attorney Blogs and Directory</description>
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		<title>Wells Fargo Account Freezing Okay in Some States, Not In 9th Circuit</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/wells-fargo-account-freezing-okay-in-some-states-not-in-9th-circuit/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/wells-fargo-account-freezing-okay-in-some-states-not-in-9th-circuit/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 22:08:17 +0000</pubDate>
		<dc:creator>Jordan Slattery</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Creditor Harassment]]></category>
		<category><![CDATA[Debt Collector Harassment]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Account Freeze]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Well Fargo]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9707</guid>
		<description><![CDATA[Wells Fargo Freezing Accounts of Bankruptcy Debtors For years, Wells Fargo has taken an unusual and sometimes unpopular stance with regard to the bank account funds that bankruptcy filers have at their branches.  Every evening, Wells Fargo checks the notices of new bankruptcy cases, and freezes the bank accounts of people who have filed bankruptcy [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-myths/wells-fargo-account-freezing-okay-in-some-states-not-in-9th-circuit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SHOW ME THE BANKRUPTCYYYYYYYYYY!</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/show-me-the-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/show-me-the-bankruptcy/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 22:06:00 +0000</pubDate>
		<dc:creator>James McGuire</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Consumer Alerts]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[should I file for bankruptcy?]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9617</guid>
		<description><![CDATA[You probably are more familiar with that line in its original form, “Show me the moneyyyyyyyyyyy!” as screamed over the phone by “Jerry Maguire” the sports agent played by Tom Cruise in the movie of the same name.  Well, now the real life sports agent that inspired the Jerry Maguire character, Leigh Steinberg has declared [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Power of the Bankruptcy Court</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/the-power-of-the-bankruptcy-court/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/the-power-of-the-bankruptcy-court/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 17:17:44 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 bankruptcy Chapter 13 Bankrupt]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Arizona bankruptcy attorney]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[decisions about bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8816</guid>
		<description><![CDATA[ In re: Moser, No. 09-11945 (Bankr. N.D. Calif., May 18, 2011). In your interactions with the bankruptcy court, it is important to be as kind and respectful, and honest as possible.  The bankruptcy court has a lot of discretion in making important decisions that will influence your life for a long time.  It is not [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Compassion Fatigue in Consumer Bankruptcy Attorneys and Mental Health Professionals</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-and-your-career/compassion-fatigue-in-consumer-bankruptcy-attorneys-and-mental-health-professionals/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-and-your-career/compassion-fatigue-in-consumer-bankruptcy-attorneys-and-mental-health-professionals/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 22:22:35 +0000</pubDate>
		<dc:creator>Raymond Schimmel</dc:creator>
				<category><![CDATA[Bankruptcy and Your Career]]></category>
		<category><![CDATA[Bankruptcy Practice Management]]></category>
		<category><![CDATA[Coping with Stress]]></category>
		<category><![CDATA[Ethics of Bankruptcy]]></category>
		<category><![CDATA[Marriage and Bankruptcy]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Fatigue]]></category>
		<category><![CDATA[San Diego bankruptcy lawyer]]></category>
		<category><![CDATA[stress]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8407</guid>
		<description><![CDATA[Has the Consumer Bankruptcy Bar Had Enough? In September of 2011 I took an informal survey of National Association of Consumer Bankruptcy Attorney (“NACBA”) members on professional burnout.  Through a post on the NACBA listserv discussion group I asked NACBA members to rate on a scale of 1 to 10 how burned out they had [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-and-your-career/compassion-fatigue-in-consumer-bankruptcy-attorneys-and-mental-health-professionals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tucson Mayoral Candidate Arrested for Bankruptcy Fraud</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/tucson-mayoral-candidate-arrested-for-bankruptcy-fraud/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/tucson-mayoral-candidate-arrested-for-bankruptcy-fraud/#comments</comments>
		<pubDate>Mon, 12 Sep 2011 05:17:26 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Arizona Bankruptcy Law]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Bankruptcy fraud]]></category>
		<category><![CDATA[Bankruptcy process]]></category>
		<category><![CDATA[current bankruptcy events]]></category>
		<category><![CDATA[stop foreclosure]]></category>
		<category><![CDATA[tucson bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=7499</guid>
		<description><![CDATA[A fringe candidate for mayor of Tucson was arrested for bankruptcy fraud a few months ago.  The 81 year old Marshall Home after filing on March 16, 2011, in United States Bankruptcy Court in Tucson an Involuntary Petition in Bankruptcy, seeking to place the United States in bankruptcy. Home claimed to have a claim for [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/tucson-mayoral-candidate-arrested-for-bankruptcy-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is Municipal Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-municipal-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-municipal-bankruptcy/#comments</comments>
		<pubDate>Tue, 06 Sep 2011 03:55:01 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[State Specific Bankruptcy Issues]]></category>
		<category><![CDATA[Chapter 9 bankruptcy]]></category>
		<category><![CDATA[City bankruptcy]]></category>
		<category><![CDATA[Municipal bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=7434</guid>
		<description><![CDATA[It has been recently reported that many cities and counties are on the brink of bankruptcy, including Jefferson County, Alabama, Harrisburg, Pennsylvania, Detroit, Michigan, Vallejo, California, and Central Falls, Rhode Island. Chapter 9 of the bankruptcy code permits political subdivisions or instrumentalities of a state to file for bankruptcy.  The provisions were first created during [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-municipal-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homewood Bankruptcy Attorney Warns About Reaffirmation Agreements</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/homewood-bankruptcy-attorney-warns-about-reaffirmation-agreements/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/homewood-bankruptcy-attorney-warns-about-reaffirmation-agreements/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 12:53:06 +0000</pubDate>
		<dc:creator>David Siegel</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Illinois Bankruptcy Laws and Information]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Car Loan]]></category>
		<category><![CDATA[Debts]]></category>
		<category><![CDATA[Reaffirm]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=7355</guid>
		<description><![CDATA[What is a Reaffirmation Agreement? A reaffirmation agreement is a new promise to pay a debt.  In any secured transaction, there are two types of liability – in personam, or personal liability, and in rem, or liability against the thing.  Bankruptcy primarily handles personal liability, with a few notable exceptions. In a chapter 7 case [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/homewood-bankruptcy-attorney-warns-about-reaffirmation-agreements/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Solyndra, Inc.: The Bay Area Didn&#8217;t Need Another Fremont Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/solyndra-inc-the-bay-area-didnt-need-another-fremont-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/solyndra-inc-the-bay-area-didnt-need-another-fremont-bankruptcy/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 01:15:46 +0000</pubDate>
		<dc:creator>Jon G. Brooks</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[California Bankruptcy Laws]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[lien stripping]]></category>
		<category><![CDATA[stripping second mortgage lien in bankruptcy]]></category>
		<category><![CDATA[underwater home]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=7347</guid>
		<description><![CDATA[Today, Solyndra, Inc., a private Fremont, California, company that had raised more than 1 billion dollars in venture capital and had also secured a $535 million federal loan guarantee to build its new manufacturing facilities in Fremont, California, announced that it will immediately lay off 1,100 workers, shutter its brand new plant, and file for [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-13/solyndra-inc-the-bay-area-didnt-need-another-fremont-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Student Loans: Until Death Do Us Part</title>
		<link>http://www.nationalbankruptcyforum.com/real-life-stories/student-loans-until-death-do-us-part/</link>
		<comments>http://www.nationalbankruptcyforum.com/real-life-stories/student-loans-until-death-do-us-part/#comments</comments>
		<pubDate>Sat, 13 Aug 2011 21:10:32 +0000</pubDate>
		<dc:creator>Raymond Schimmel</dc:creator>
				<category><![CDATA[Bankruptcy Discharge]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6978</guid>
		<description><![CDATA[It is not unusual in my practice to see student loan debts well in excess of $100,000 and clients that have minimal prospects for ever paying back the debt. Since the standard for discharge of these debts in bankruptcy is so high (see article below), often I find clients who have resigned themselves to owing [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/real-life-stories/student-loans-until-death-do-us-part/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Feds For Foreclosures into Rentals, Hey! How About Stopping Foreclosures?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/feds-for-foreclosures-into-rentals-hey-how-about-stopping-foreclosures/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/feds-for-foreclosures-into-rentals-hey-how-about-stopping-foreclosures/#comments</comments>
		<pubDate>Thu, 11 Aug 2011 16:33:19 +0000</pubDate>
		<dc:creator>John C. Colwell</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Consumer Alerts]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[home value]]></category>
		<category><![CDATA[rental]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6906</guid>
		<description><![CDATA[Today was a most interesting read of the newspaper. Financial stories abound each day, the news is filled with tales of the stock market crash and the double dip recession (was there ever a rise to double dip?). Here are a smattering of headlines that caught my eye: Student Loans: A Crisis in Waiting? Americans [...]]]></description>
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		<slash:comments>0</slash:comments>
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