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	<title>National Bankruptcy Forum &#187; Small Business</title>
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	<description>Bankruptcy Attorney Blogs and Directory</description>
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		<title>Small Business Bankruptcy and Debt</title>
		<link>http://www.nationalbankruptcyforum.com/small-business/small-business-bankruptcy-and-debt/</link>
		<comments>http://www.nationalbankruptcyforum.com/small-business/small-business-bankruptcy-and-debt/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 15:24:49 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8458</guid>
		<description><![CDATA[An excellent article from the legal website JD Supra about Small Business Bankruptcy and debts. It is very important to always give complete information to your bankruptcy attorney about who is responsible for the debt of your business.  For example, did you personally sign and guarantee the debt, or did you just sign the debt [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Defiant Texas Congressman Ruben Hinojosa fights efforts to unseal his bankruptcy petition</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-11-bankruptcy/defiant-texas-congressman-ruben-hinojosa-fights-efforts-to-unseal-his-bankruptcy-petition/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-11-bankruptcy/defiant-texas-congressman-ruben-hinojosa-fights-efforts-to-unseal-his-bankruptcy-petition/#comments</comments>
		<pubDate>Sun, 26 Jun 2011 20:53:13 +0000</pubDate>
		<dc:creator>Alex Wathen</dc:creator>
				<category><![CDATA[Bankruptcy Means Test]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=5972</guid>
		<description><![CDATA[When Texas Congressman Ruben Hinojosa, who represents the 15th District which goes from McAllen at the Mexican border through Corpus Christi and up to Victoria, voted for the bankruptcy reform bill BAPCPA in 2005, little did he know that he would be subject to its provisions himself. Congressman Hinojosa whose family business has a loan [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-11-bankruptcy/defiant-texas-congressman-ruben-hinojosa-fights-efforts-to-unseal-his-bankruptcy-petition/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Chapter 11 Bankruptcy: Thousands of Creditors, One Committee</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-11-bankruptcy/chapter-11-bankruptcy-thousands-of-creditors-one-committee/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-11-bankruptcy/chapter-11-bankruptcy-thousands-of-creditors-one-committee/#comments</comments>
		<pubDate>Sat, 26 Feb 2011 21:42:03 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Bankruptcy Code Section 1102]]></category>
		<category><![CDATA[U.S. Trustee]]></category>
		<category><![CDATA[Unsecured Creditors Committee]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=3954</guid>
		<description><![CDATA[How can thousands of creditors negotiate with a business that has declared chapter 11 bankruptcy? They can&#8217;t. Chapter 11 bankruptcy cases often involve situations where the business that has declared bankruptcy has hundreds or even thousands of creditors. Clearly, the entire flock of creditors cannot efficiently pursue the debtor in Bankruptcy Court at the same [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-11-bankruptcy/chapter-11-bankruptcy-thousands-of-creditors-one-committee/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Could you be the next Borders Group, Inc.?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/could-you-be-the-next-borders-group-inc/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/could-you-be-the-next-borders-group-inc/#comments</comments>
		<pubDate>Fri, 18 Feb 2011 21:08:06 +0000</pubDate>
		<dc:creator>James McGuire</dc:creator>
				<category><![CDATA[Arizona Bankruptcy Law]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Entrepreneurship]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Arizona bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[filing bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=3875</guid>
		<description><![CDATA[Borders Group, Inc., owners of the popular Borders bookstores recently filed for Chapter 11 bankruptcy protection. You may be thinking, good for them, but I am going to be filing Chapter 7 or Chapter 13. The reality for many of our clients, they simply do not qualify for Chapter 7 or Chapter 13. For many [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Can Be Involuntary</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/bankruptcy-can-be-involuntary/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/bankruptcy-can-be-involuntary/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 13:27:16 +0000</pubDate>
		<dc:creator>Richard Stokan</dc:creator>
				<category><![CDATA[Bankruptcy Practice Management]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Bankruptcy Procedure]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=1920</guid>
		<description><![CDATA[Although most people are familiar with voluntary bankruptcy, a debtor can be forced into an involuntary bankruptcy. Under certain circumstances, creditors can initiate a Chapter 7 or Chapter 11 bankruptcy case by filing an involuntary petition against the debtor. Before creditors can initiate an involuntary bankruptcy, a debtor must have 12 or more creditors, three [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/bankruptcy-can-be-involuntary/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Eastern District of Michigan&#8217;s Chief Bankruptcy Judge to Participate in Roundtable Discussion About Chapter 7 Bankruptcy Issues</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/eastern-district-of-michigans-chief-bankruptcy-judge-to-participate-in-roundtable-discussion-about-chapter-7-bankruptcy-issues/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/eastern-district-of-michigans-chief-bankruptcy-judge-to-participate-in-roundtable-discussion-about-chapter-7-bankruptcy-issues/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 13:52:25 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Bankruptcy Practice Management]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Tax Issues]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[National Bankruptcy Forum]]></category>
		<category><![CDATA[taxes and bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=1297</guid>
		<description><![CDATA[On February 17, 2010, the U.S. Bankruptcy Court for the Eastern District of Michigan (which covers Detroit, Bay City, and Flint) posted a notice on its website regarding &#8220;A Late Afternoon Roundtable Discussion&#8221; to take place on Wednesday March 10, 2010 in Southfield, Michigan.  The notice (available here) indicates that the discussion will be moderated [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/eastern-district-of-michigans-chief-bankruptcy-judge-to-participate-in-roundtable-discussion-about-chapter-7-bankruptcy-issues/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is Involuntary Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-involuntary-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-involuntary-bankruptcy/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 14:18:45 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Bankruptcy Procedure]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=1129</guid>
		<description><![CDATA[Many of the entries on this site deal with the decision to file bankruptcy. (See here for examples).  However, there are instances where an individual can be forced into bankruptcy when they have not actually filed a petition.   This is called an &#8220;involuntary bankruptcy&#8221; and is covered by 11 U.S.C. Sec. 303. Such proceedings [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-involuntary-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Dangers of Personally Guaranteeing Business Debt</title>
		<link>http://www.nationalbankruptcyforum.com/real-life-stories/the-dangers-of-personally-guaranteeing-business-debt/</link>
		<comments>http://www.nationalbankruptcyforum.com/real-life-stories/the-dangers-of-personally-guaranteeing-business-debt/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 21:24:30 +0000</pubDate>
		<dc:creator>John Rogers</dc:creator>
				<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=1089</guid>
		<description><![CDATA[The Wall Street Journal has a recent article outlining the perils of personally guaranteeing business debt.  We often have clients that have done this, even putting up their personal home as collateral for business loans.  When considering bankruptcy, it is very important to have all the loan documents available for your attorney to review so [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/real-life-stories/the-dangers-of-personally-guaranteeing-business-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is Bankruptcy an Option for a Failed Small Business?</title>
		<link>http://www.nationalbankruptcyforum.com/entrepreneurship/small-closely-held-corporate-bankruptcy-and-personal-guarantees/</link>
		<comments>http://www.nationalbankruptcyforum.com/entrepreneurship/small-closely-held-corporate-bankruptcy-and-personal-guarantees/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 03:50:35 +0000</pubDate>
		<dc:creator>John C. Colwell</dc:creator>
				<category><![CDATA[Entrepreneurship]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[personal guarantee]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=739</guid>
		<description><![CDATA[Small Business Owners Under Pressure In this continuing declining economy, our office is approached frequently by the small business owner. The owners of America&#8217;s small businesses are under the same &#8216;big&#8217; company financial pressures. Oftentimes the pressure for the small businessman is higher, if that can be believed, due to the nature of the small [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/entrepreneurship/small-closely-held-corporate-bankruptcy-and-personal-guarantees/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is Chapter 12 Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/uncategorized/what-is-chapter-12/</link>
		<comments>http://www.nationalbankruptcyforum.com/uncategorized/what-is-chapter-12/#comments</comments>
		<pubDate>Sun, 06 Dec 2009 23:03:08 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Bankruptcy Practice Management]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bankruptcy Procedure]]></category>
		<category><![CDATA[Chapter 12]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=671</guid>
		<description><![CDATA[At our firm, we advise every potential bankruptcy client about each chapter of the Bankruptcy Code that could potentially provide them with protection from their creditors.  Although these discussions typically focus upon Chapter 7 (and, to a lesser extent, Chapter 13), one of the chapters we also mention is Chapter 12. This chapter is designed [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/uncategorized/what-is-chapter-12/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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