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	<title>National Bankruptcy Forum</title>
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	<description>Bankruptcy Attorney Blogs and Directory</description>
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		<item>
		<title>How Exemption Laws Work Inside and Outside of Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/exemptions/how-exemption-laws-work-inside-and-outside-of-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/exemptions/how-exemption-laws-work-inside-and-outside-of-bankruptcy/#comments</comments>
		<pubDate>Wed, 16 May 2012 02:18:23 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Bankruptcy Exemptions]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8776</guid>
		<description><![CDATA[Exemption laws protect your property from creditors Inside of bankruptcy, exemption laws shield certain items of property from the bankruptcy trustee. Outside of bankruptcy, exemption laws protect your property from judgment creditors. The first rule to remember is that not all of your stuff is exempt. Each state and even the federal government have laws [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What City and State Should I File for Bankruptcy In?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/what-city-and-state-should-i-file-for-bankruptcy-in/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/what-city-and-state-should-i-file-for-bankruptcy-in/#comments</comments>
		<pubDate>Thu, 10 May 2012 19:25:08 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11797</guid>
		<description><![CDATA[What City and State Should I Look For a Bankruptcy Attorney In? Maybe you have recently relocated to be closer to family or friends, were forced to move for a job or, simply have ties to two locations. To make matters a little more uncomfortable, you&#8217;re in financial distress and are considering hiring a bankruptcy [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Florida Court Approves Chapter 20 Lien Strip</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/florida-court-approves-chapter-20-lien-strip/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/florida-court-approves-chapter-20-lien-strip/#comments</comments>
		<pubDate>Wed, 09 May 2012 22:21:55 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11760</guid>
		<description><![CDATA[Lien Stripping in Bankruptcy is Court Ordered Mortgage Modification One of the advantages to filing chapter 13 bankruptcy is the ability to strip an “under secured” junior mortgage lien. When a homeowner owes more on their first mortgage than their home is worth, Chapter 13 allows junior mortgages to be removed or &#8220;stripped&#8221; which has [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seventh Circuit: Attempted Murder Debts Not Dischargeable</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-news/seventh-circuit-attempted-murder-debts-not-dischargeable/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-news/seventh-circuit-attempted-murder-debts-not-dischargeable/#comments</comments>
		<pubDate>Wed, 09 May 2012 22:08:40 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Bankruptcy Discharge]]></category>
		<category><![CDATA[Bankruptcy News]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11756</guid>
		<description><![CDATA[The right to a bankruptcy discharge is not absolute The right to a bankruptcy discharge is not absolute. For example, debtors who fail to keep adequate records, hide assets, incurred debt based on false pretenses, rack up credit card debt in bad faith or who are generally dishonest with the court are precluded from receiving [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Playing The Mortgage Bail Out Lottery?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/are-you-playing-the-mortgage-bail-out-lottery/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/are-you-playing-the-mortgage-bail-out-lottery/#comments</comments>
		<pubDate>Wed, 09 May 2012 18:03:07 +0000</pubDate>
		<dc:creator>Ken Gogel</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11695</guid>
		<description><![CDATA[Will the government be able to provide you with mortgage relief? Maybe, but maybe not. Waiting for your mortgage lender or a government program to fix your defaulted mortgage problem or return your equity that was lost by the declining housing market? Will that be a successful strategy? Maybe and maybe not. While there certainly [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-13/are-you-playing-the-mortgage-bail-out-lottery/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Oscar Wilde Can Help You Find the Best Bankruptcy Attorney</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/how-oscar-wilde-can-help-you-find-the-best-bankruptcy-attorney-for-your-case/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/how-oscar-wilde-can-help-you-find-the-best-bankruptcy-attorney-for-your-case/#comments</comments>
		<pubDate>Tue, 08 May 2012 15:19:39 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Hiring a Bankruptcy Lawyer]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11704</guid>
		<description><![CDATA[Look for value when selecting a bankruptcy attorney If you&#8217;re considering bankruptcy as an option for dealing with mounting debt, and are in the process of looking for an attorney, you may want to stop and take a moment to read Oscar Wilde. No, I don&#8217;t suggest looking through Wilde&#8217;s plays, books and poems because [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does Texas Foreclosure Law Allow Deficiency Judgments?</title>
		<link>http://www.nationalbankruptcyforum.com/foreclosure/does-texas-foreclosure-law-allow-for-deficiency-judgments/</link>
		<comments>http://www.nationalbankruptcyforum.com/foreclosure/does-texas-foreclosure-law-allow-for-deficiency-judgments/#comments</comments>
		<pubDate>Mon, 07 May 2012 16:31:19 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Defense]]></category>
		<category><![CDATA[Texas Bankruptcy Laws]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11675</guid>
		<description><![CDATA[Texas law allows lenders to pursue deficiency judgments after foreclosure A deficiency judgment arises when the proceeds from a foreclosure sale fail to satisfy the outstanding mortgage balance, and a lender wins a lawsuit seeking payment of the difference. The practice has become much more common in today&#8217;s troubled housing market, where many Americans find [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a judgment? Can bankruptcy help?</title>
		<link>http://www.nationalbankruptcyforum.com/consumer-alerts/what-is-a-judgment-can-bankruptcy-help/</link>
		<comments>http://www.nationalbankruptcyforum.com/consumer-alerts/what-is-a-judgment-can-bankruptcy-help/#comments</comments>
		<pubDate>Sat, 05 May 2012 21:39:38 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Bankruptcy Exemptions]]></category>
		<category><![CDATA[Consumer Alerts]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11633</guid>
		<description><![CDATA[A judgment is a legal determination that you owe a debt A judgment is really just a piece of paper signed by a judge that says you owe a debt. For example, in the event you can&#8217;t pay a credit card on time, the bank has no immediate recourse. They can call and write, but [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I meet with a bankruptcy attorney and not file for bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-news/can-i-meet-with-a-bankruptcy-attorney-and-not-file-for-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-news/can-i-meet-with-a-bankruptcy-attorney-and-not-file-for-bankruptcy/#comments</comments>
		<pubDate>Fri, 04 May 2012 22:01:36 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11613</guid>
		<description><![CDATA[Meeting with an attorney does not mean that you&#8217;re obligated to file for bankruptcy Meeting with a bankruptcy attorney means that you are interested in exploring your options for dealing with debt. It does not mean that you are going to file bankruptcy or that you have failed financially. To the contrary, the business world [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-news/can-i-meet-with-a-bankruptcy-attorney-and-not-file-for-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can I tell if my student loan debt is dischargeable in bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/how-can-i-tell-if-my-student-loan-debt-is-dischargeable-in-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/how-can-i-tell-if-my-student-loan-debt-is-dischargeable-in-bankruptcy/#comments</comments>
		<pubDate>Thu, 03 May 2012 17:59:46 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=11608</guid>
		<description><![CDATA[Student loan debt and bankruptcy The topic of student loan debt and bankruptcy: most every bankruptcy and personal finance related website out there has written about it on numerous occasions. In fact, I authored a comprehensive post on the subject just a few weeks ago for this site. However, the rules are worth repeating because it [...]]]></description>
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		<slash:comments>0</slash:comments>
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