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	<title>National Bankruptcy Forum &#187; Anti-deficiency legislation</title>
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		<title>Why you need to file bankruptcy. . .</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-and-your-career/why-you-need-to-file-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-and-your-career/why-you-need-to-file-bankruptcy/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 18:50:10 +0000</pubDate>
		<dc:creator>Jay Jump</dc:creator>
				<category><![CDATA[Bankruptcy and Your Career]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
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		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[Marriage and Bankruptcy]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Anti-deficiency legislation]]></category>
		<category><![CDATA[Anti-deficiency legislation Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 ba]]></category>
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		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[deficiency judgments]]></category>
		<category><![CDATA[emotions of bankruptcy]]></category>
		<category><![CDATA[homestead exemption]]></category>
		<category><![CDATA[Jay Jump]]></category>
		<category><![CDATA[letting go of a home in bankruptcy]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[protecting assets in bankruptcy]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale tax consequences]]></category>
		<category><![CDATA[student loans and bankruptcy]]></category>
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		<category><![CDATA[underwater home]]></category>
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		<description><![CDATA[You can villify me later. For now, I need you to read and get some perspective. Pay attention because we&#8217;re going to move fast. You need to file for bankruptcy. Let me say it again for those of you who are still shaking your head. YOU NEED to file for bankruptcy! There, I gave you [...]]]></description>
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		<title>Will I Owe Money After Foreclosure?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/will-i-owe-money-after-foreclosure/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/will-i-owe-money-after-foreclosure/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 08:05:00 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Anti-deficiency legislation]]></category>
		<category><![CDATA[deficiency judgments]]></category>
		<category><![CDATA[owing money after foreclosure]]></category>

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		<description><![CDATA[A common misconception among consumers is that after foreclosure they will not owe their mortgage lender. Many homeowners who go through foreclosure are surprised to learn that they still owe money on their house, even though they no longer own it! Most mortgage lenders require borrowers to personally guarantee the amount of the note, leaving [...]]]></description>
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		<title>Protecting Against Deficiency Judgments Through Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/protecting-against-deficiency-judgments-through-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/protecting-against-deficiency-judgments-through-bankruptcy/#comments</comments>
		<pubDate>Mon, 13 Apr 2009 15:41:00 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Entrepreneurship]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Anti-deficiency legislation]]></category>
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		<category><![CDATA[Charlotte bankruptcy]]></category>
		<category><![CDATA[concerned about ramifications of underwater home]]></category>
		<category><![CDATA[cost of deficiency]]></category>
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		<category><![CDATA[foreclosure and deficiency]]></category>
		<category><![CDATA[power of sale foreclosure]]></category>
		<category><![CDATA[underwater home and lawsuits]]></category>
		<category><![CDATA[will lender pursue deficiency?]]></category>

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		<description><![CDATA[Does Bankruptcy Eliminate Deficiency Judgments? It&#8217;s a common story in many areas of the country: real estate values have dropped and foreclosures have risen. Borrowers with little hope of seeing their property values bounce back are deciding to walk away from their mortgages in record numbers. Unfortunately, lenders are becoming more aggressive in pursuing deficiency [...]]]></description>
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