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	<title>National Bankruptcy Forum &#187; bankruptcy exemptions</title>
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		<title>Using Bankruptcy to Restore Your Driver’s License</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/using-bankruptcy-to-restore-your-drivers-license/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/using-bankruptcy-to-restore-your-drivers-license/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 20:21:43 +0000</pubDate>
		<dc:creator>Jordan Slattery</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 bankruptcy Chapter 13 Bankrupt]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Arizona bankruptcy attorney]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>
		<category><![CDATA[tucson bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9489</guid>
		<description><![CDATA[Losing Your Driver&#8217;s License Can be a Big Headache Losing your driver&#8217;s license can have a huge impact on your life.  Without a license, meeting basic needs is much more difficult.  Suddenly, you may still have to make car payments, but cannot use your car to get to work or the store.  This can be [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can Your Financial Choices Lead to Divorce and Bankruptcy in Arizona</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/can-your-financial-choices-lead-to-divorce-and-bankruptcy-in-arizona/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 18:32:03 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 bankruptcy Chapter 13 Bankrupt]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[bankruptcy law]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[Maricopa County Bankruptcy]]></category>
		<category><![CDATA[Phoenix bankruptcy]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9467</guid>
		<description><![CDATA[Joint Accounts for Married Couples:  Can Your Financial Choices Lead to Divorce and Bankruptcy? Several surveys report that the majority of married couples put all of their money in joint accounts.  However, that number is less than it used to be, and there are several other options available to married couples. Some couples choose to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Can Bankruptcy Turn the Tables for the Debtor</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-can-bankruptcy-turn-the-tables-for-the-debtor/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-can-bankruptcy-turn-the-tables-for-the-debtor/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 04:03:47 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8914</guid>
		<description><![CDATA[How Can Bankruptcy Turn the Tables for the Debtor When people consider filing for bankruptcy, their first concern is usually what negative consequences may stem from their decision.  Making the decision to file for bankruptcy is an important one, and one that needs to be given considerable weight.  However, it is also important to see the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
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		<title>Dismissals by Interested Parties</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/dismissals-by-interested-parties/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/dismissals-by-interested-parties/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 23:25:14 +0000</pubDate>
		<dc:creator>Jordan Slattery</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Arizona bankruptcy attorney]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8820</guid>
		<description><![CDATA[Bennett v. Bennett (In re Bennett), No. 09-44442-BDL (Bankr. W.D. Wash., January 19, 2011). When you file for bankruptcy, any “interested” party can ask the court to dismiss your case.  If the court finds that you abused the bankruptcy laws, by lying or hiding assets, the court will agree and dismiss the case.  You will [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How Much Control Do Bankrupt Dodgers Have Over Baseball Decisions?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-much-control-do-bankrupt-dodgers-have-over-baseball-decisions/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-much-control-do-bankrupt-dodgers-have-over-baseball-decisions/#comments</comments>
		<pubDate>Sat, 26 Nov 2011 20:37:05 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Arizona bankruptcy attorney]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[chapter 11]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Choosing a Phoenix Bankruptcy Attorney]]></category>
		<category><![CDATA[Dodgers Bankruptcy]]></category>
		<category><![CDATA[Phoenix bankruptcy]]></category>
		<category><![CDATA[tucson bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8796</guid>
		<description><![CDATA[How Much Control Do Bankrupt Dodgers Have Over Baseball Decisions? &#160; Not long ago, the Los Angeles Dodgers filed for bankruptcy.  This move was controversial, and concerned many baseball fans.   As sports fans are well aware, good players demand high salaries.  But can the Dodgers renegotiate salaries, and make other financial decisions, while going through [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-much-control-do-bankrupt-dodgers-have-over-baseball-decisions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keeping Your Belongings in Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/exemptions-2/keeping-your-belongings-in-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/exemptions-2/keeping-your-belongings-in-bankruptcy/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 16:24:00 +0000</pubDate>
		<dc:creator>Elizabeth Licker</dc:creator>
				<category><![CDATA[Exemptions]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[equity]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8008</guid>
		<description><![CDATA[A common misunderstanding when a person files for bankruptcy is that they lose all their belongings. This is not true. A person filing bankruptcy is entitled to keep their belongings that are necessary for everyday living. This can include furniture, clothing, appliances, a car and other property. What belongings, or property, a person is entitled [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Appropriate Use of Available Exemptions Will Protect a Debtor&#8217;s Property in Chapter 7 Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/appropriate-use-of-available-exemptions-will-protect-a-debtors-property-in-chapter-7-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/appropriate-use-of-available-exemptions-will-protect-a-debtors-property-in-chapter-7-bankruptcy/#comments</comments>
		<pubDate>Sat, 13 Aug 2011 21:06:32 +0000</pubDate>
		<dc:creator>Jon G. Brooks</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[California Bankruptcy Laws]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Exemptions]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[homestead exemption]]></category>
		<category><![CDATA[protecting assets in bankruptcy]]></category>
		<category><![CDATA[protecting assets with a bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6974</guid>
		<description><![CDATA[For those who are considering filing Chapter 7 bankruptcy in San Jose, or elsewhere in California, a common misconception is that the bankruptcy trustee will seize or take away all of a debtor&#8217;s existing property.  This is not true. Debtors are entitled to certain exemptions when a bankruptcy is filed.  An exemption allows a debtor [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-myths/appropriate-use-of-available-exemptions-will-protect-a-debtors-property-in-chapter-7-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Liquidation Analysis/Best Interests of the Creditors Test for Chapter 13</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/chapter-13-bankruptcy-best-interest-of-creditors-test/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/chapter-13-bankruptcy-best-interest-of-creditors-test/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 02:57:29 +0000</pubDate>
		<dc:creator>Jon G. Brooks</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[California Bankruptcy Laws]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Exemptions]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Bankruptcy Procedure]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Payment Plan]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[exemptions]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6783</guid>
		<description><![CDATA[When considering a Chapter 13 Bankruptcy, one of the first questions that every debtor wants to know is how much their monthly Chapter 13 Plan payment will be. As with most legal questions, the answer is that it depends. One of the ways to determine how much this payment will be is to perform a [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-13/chapter-13-bankruptcy-best-interest-of-creditors-test/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will Bankruptcy Affect My Loan Modification?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/will-bankruptcy-affect-my-loan-modification/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/will-bankruptcy-affect-my-loan-modification/#comments</comments>
		<pubDate>Sat, 23 Jul 2011 00:27:03 +0000</pubDate>
		<dc:creator>Jon G. Brooks</dc:creator>
				<category><![CDATA[California Bankruptcy Laws]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[protecting assets with a bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6471</guid>
		<description><![CDATA[Whether a debtor files Chapter 7 or Chapter 13, her bankruptcy should have no effect on an already completed loan modification, whether the homeowner is making payments under a trial modification or a permanent one as long as the homeowner continues to make his or her payments. One potential pitfall that may arise, however, is [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/will-bankruptcy-affect-my-loan-modification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Discharge</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/bankruptcy-discharge/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/bankruptcy-discharge/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 17:13:35 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Automatic Stay Protection]]></category>
		<category><![CDATA[Bankruptcy Discharge]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Exemptions]]></category>
		<category><![CDATA[Hiring a Bankruptcy Lawyer]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6452</guid>
		<description><![CDATA[A bankruptcy discharge is one of the most common reasons for filing for bankruptcy.  A discharge releases you from personal liability for debts that qualify under federal law.  It is a permanent order granted by a bankruptcy court.  Any debts you successfully discharge in bankruptcy will basically disappear and your creditors can never come after [...]]]></description>
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