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	<title>National Bankruptcy Forum &#187; Chapter 13 Bankruptcy</title>
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		<title>Chapter 13: Making the Plan Work</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/chapter-13-making-the-plan-work/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/chapter-13-making-the-plan-work/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 07:30:00 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[stopping foreclosure through bankruptcy]]></category>

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		<description><![CDATA[A Chapter 13  Bankruptcy is also called a wage earner&#8217;s Plan  . It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the Debtor &#8216;s current monthly income [...]]]></description>
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		<title>9th Circuit Chapter 13 Plan Length</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-13/9th-circuit-chapter-13-plan-length/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-13/9th-circuit-chapter-13-plan-length/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 13:36:00 +0000</pubDate>
		<dc:creator>Jay Jump</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[plan length of chapter 13]]></category>

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		<description><![CDATA[Chapter 13 plans are based in part in reality and in part  &#8211; fantasy.  In all consumer Bankruptcy petitions, there is a test called a &#8216;means test.&#8217;  This test determines whether you will be in a Chapter 13 or a Chapter 7. In Chapter 13, if you are above the median income in the &#8216;means [...]]]></description>
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		<title>Cramdown/Mortgage Modification Legislation Has Problems in Senate</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/cramdown-legislation-has-problems-in-senate/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/cramdown-legislation-has-problems-in-senate/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 08:10:00 +0000</pubDate>
		<dc:creator>Jeff Herrick</dc:creator>
				<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Mortgage Modification]]></category>

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		<description><![CDATA[A legislative proposal (S.61) that would allow Bankruptcy judges to modify first mortgage debt in certain bankruptcy cases appears to be losing momentum in the U.S. Senate. The so-called &#8220;Cramdown&#8221; legislation, which passed a key vote in the House of Representatives in early March, has been facing more opposition in the Senate and has forced the [...]]]></description>
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