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	<title>National Bankruptcy Forum &#187; decision to file bankruptcy</title>
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	<description>Bankruptcy Attorney Blogs and Directory</description>
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		<item>
		<title>SHOW ME THE BANKRUPTCYYYYYYYYYY!</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/show-me-the-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/show-me-the-bankruptcy/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 22:06:00 +0000</pubDate>
		<dc:creator>James McGuire</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Consumer Alerts]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[should I file for bankruptcy?]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9617</guid>
		<description><![CDATA[You probably are more familiar with that line in its original form, “Show me the moneyyyyyyyyyyy!” as screamed over the phone by “Jerry Maguire” the sports agent played by Tom Cruise in the movie of the same name.  Well, now the real life sports agent that inspired the Jerry Maguire character, Leigh Steinberg has declared [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-myths/show-me-the-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The Power of the Bankruptcy Court</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/the-power-of-the-bankruptcy-court/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/the-power-of-the-bankruptcy-court/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 17:17:44 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 bankruptcy Chapter 13 Bankrupt]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Arizona bankruptcy attorney]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[decisions about bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8816</guid>
		<description><![CDATA[ In re: Moser, No. 09-11945 (Bankr. N.D. Calif., May 18, 2011). In your interactions with the bankruptcy court, it is important to be as kind and respectful, and honest as possible.  The bankruptcy court has a lot of discretion in making important decisions that will influence your life for a long time.  It is not [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Inheritance in Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/inheritance-in-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/inheritance-in-bankruptcy/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 06:25:49 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Exemptions]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[inheritance]]></category>
		<category><![CDATA[inheritance and bankruptcy]]></category>
		<category><![CDATA[protecting assets with a bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=7168</guid>
		<description><![CDATA[What happens when you file for bankruptcy and then receive a large inheritance?  If your receive an inheritance, should you still consider filing for bankruptcy?  Questions involving financial assets can be complicated, and often depend on the timing, as well as the type of asset involved. If you inherit prior to, or within 180 days [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Billionaire Bankruptcies?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-case-law-and-analysis/billionaire-bankruptcies/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-case-law-and-analysis/billionaire-bankruptcies/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 18:56:54 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Case Law and Analysis]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Ethics of Bankruptcy]]></category>
		<category><![CDATA[Federal Bankruptcy Exemptions]]></category>
		<category><![CDATA[Hiring a Bankruptcy Lawyer]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Arizona bankruptcy attorney]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Bankruptcy Procedure]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[decisions about bankruptcy]]></category>
		<category><![CDATA[means test]]></category>
		<category><![CDATA[National Bankruptcy Forum]]></category>
		<category><![CDATA[protecting assets in bankruptcy]]></category>
		<category><![CDATA[protecting assets with a bankruptcy attorney]]></category>
		<category><![CDATA[qaulifying for chapter 7]]></category>
		<category><![CDATA[should I file for bankruptcy?]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=5998</guid>
		<description><![CDATA[As reports surface that wealthy socialite Patricia Kluge has filed for Chapter 7 bankruptcy protection, many have wondered:  how can you file for bankruptcy when you are a billionaire? When United State bankruptcy laws were drafted, the focus was pro-debtor.  The idea was to provide a fresh start for people who had suffered under the [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-case-law-and-analysis/billionaire-bankruptcies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>I am married and am contemplating bankruptcy? Do I need to file a “joint petition.”?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/i-am-married-and-am-contemplating-bankruptcy-do-i-need-to-file-a-%e2%80%9cjoint-petition-%e2%80%9d/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/i-am-married-and-am-contemplating-bankruptcy-do-i-need-to-file-a-%e2%80%9cjoint-petition-%e2%80%9d/#comments</comments>
		<pubDate>Fri, 20 May 2011 20:43:16 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Divorce and Bankruptcy]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[Marriage and Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[filing bankruptcy]]></category>
		<category><![CDATA[individual]]></category>
		<category><![CDATA[individual vs. joint filing]]></category>
		<category><![CDATA[joint]]></category>
		<category><![CDATA[petition]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=5229</guid>
		<description><![CDATA[A joint petition is simply a single bankruptcy petition for both an individual and their spouse. In Arizona you must be legally married at the time you file your Chapter 7 or 13 bankruptcy case. Unmarried individuals, who are simply cohabitating with each other, are NOT allowed to file joint petitions. Neither are affiliated corporations [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/i-am-married-and-am-contemplating-bankruptcy-do-i-need-to-file-a-%e2%80%9cjoint-petition-%e2%80%9d/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Questions to Ask Before Deciding on Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/questions-to-ask-before-deciding-on-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/questions-to-ask-before-deciding-on-bankruptcy/#comments</comments>
		<pubDate>Fri, 04 Feb 2011 15:52:36 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Consumer Alerts]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Hiring a Bankruptcy Lawyer]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[Personal Finances]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=3600</guid>
		<description><![CDATA[Chicago bankruptcy attorney, Lorraine Greenberg formulated a series of questions to ask yourself when deciding whether you need to file for bankruptcy. Filing for bankruptcy is an important decision, use the questions below as a way to start the difficult conversation and ultimately answer the question: Do I Need to File for Bankruptcy? Questions to [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/questions-to-ask-before-deciding-on-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What if I file Chapter 7 bankruptcy and I&#8217;m named as a beneficiary in my parents trust?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-if-i-file-chapter-7-bankruptcy-and-im-named-as-a-beneficiary-in-my-parents-trust/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-if-i-file-chapter-7-bankruptcy-and-im-named-as-a-beneficiary-in-my-parents-trust/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 23:42:56 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Exemptions]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[decisions about bankruptcy]]></category>
		<category><![CDATA[exempt property]]></category>
		<category><![CDATA[exemptions]]></category>
		<category><![CDATA[protecting assets with a bankruptcy attorney]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2956</guid>
		<description><![CDATA[Suppose your parents form a living trust and name you as a beneficiary. If you file chapter 7 bankruptcy what will happen? Generally, as long as either of your parents lives beyond 180 days of the day you filed then none of the assets in the trust are at risk in the bankruptcy. Because what [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-if-i-file-chapter-7-bankruptcy-and-im-named-as-a-beneficiary-in-my-parents-trust/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Make Paying Credit Card Debt a Low Priority in Rough Financial Times</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/make-paying-credit-card-debt-a-low-priority-in-rough-financial-times/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/make-paying-credit-card-debt-a-low-priority-in-rough-financial-times/#comments</comments>
		<pubDate>Wed, 27 Oct 2010 16:06:24 +0000</pubDate>
		<dc:creator>Jason Witt</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[chapter 7 credit cards and filing bankruptcy to relieve debt]]></category>
		<category><![CDATA[chapter 7 means test]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[emotions of bankruptcy]]></category>
		<category><![CDATA[letting go of a home in bankruptcy]]></category>
		<category><![CDATA[pay the mortgage not the credit cards]]></category>
		<category><![CDATA[protecting assets with a bankruptcy attorney]]></category>
		<category><![CDATA[qaulifying for chapter 7]]></category>
		<category><![CDATA[reduce house payments in chapter 13 bankruptcy]]></category>
		<category><![CDATA[should I file for bankruptcy?]]></category>
		<category><![CDATA[unsecured creditors lawsuit]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2706</guid>
		<description><![CDATA[Should I Pay My Credit Card Bills? The recent economic downturn has caused people from all walks of life to turn to their credit cards as a life raft, hoping that they can keep bills current with the plastic until a new job comes around. Thankfully, sometimes that new job does pop up and the [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/make-paying-credit-card-debt-a-low-priority-in-rough-financial-times/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Qualifying For Chapter 7 Bankruptcy: Timing and the Means Test</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/qualifying-for-chapter-7-bankruptcy-timing-and-the-means-test/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/qualifying-for-chapter-7-bankruptcy-timing-and-the-means-test/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 18:23:33 +0000</pubDate>
		<dc:creator>Jason Schrader</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[2005 Bankruptcy reform]]></category>
		<category><![CDATA[bankruptcy qualify]]></category>
		<category><![CDATA[CA bankruptcy attorney]]></category>
		<category><![CDATA[can I still file?]]></category>
		<category><![CDATA[chapter 7 eligibility]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[means test]]></category>
		<category><![CDATA[means test preclude chapter 7?]]></category>
		<category><![CDATA[Riverside]]></category>
		<category><![CDATA[too much debt]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2468</guid>
		<description><![CDATA[If you are considering filing a Chapter 7 Bankruptcy case, you may be surprised to learn that the date you file may determine your eligibility for Chapter 7. This is because you must meet one of two requirements to file a Chapter 7 case: (1) you must be below the median income for your state [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/qualifying-for-chapter-7-bankruptcy-timing-and-the-means-test/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do My Wife and I Both Have To File For Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/do-my-wife-and-i-both-have-to-file-for-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/do-my-wife-and-i-both-have-to-file-for-bankruptcy/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 14:41:43 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Marriage and Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[credit card company suing me]]></category>
		<category><![CDATA[decision to file bankruptcy]]></category>
		<category><![CDATA[decisions about bankruptcy]]></category>
		<category><![CDATA[joint credit cards]]></category>
		<category><![CDATA[joint debt]]></category>
		<category><![CDATA[marriage and bankruptcy]]></category>
		<category><![CDATA[Usury]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2217</guid>
		<description><![CDATA[Do my wife and I both have to file for bankruptcy? Well, for starters, no one has to file for bankruptcy, however, if you and your spouse are seeking relief from debts you have incurred together, the answer is likely yes, you&#8217;ll both need to file in order to get out from under your debts. [...]]]></description>
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		<slash:comments>0</slash:comments>
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