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	<title>National Bankruptcy Forum &#187; Foreclosure</title>
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	<link>http://www.nationalbankruptcyforum.com</link>
	<description>Bankruptcy Attorney Blogs and Directory</description>
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		<title>Can Prospective Employers Deny You Employment Because You Filed for Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-and-your-career/can-prospective-employers-deny-you-employment-because-you-filed-for-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-and-your-career/can-prospective-employers-deny-you-employment-because-you-filed-for-bankruptcy/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 22:11:56 +0000</pubDate>
		<dc:creator>Jordan Slattery</dc:creator>
				<category><![CDATA[Bankruptcy and Your Career]]></category>
		<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy Case Law and Analysis]]></category>
		<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Anti-deficiency legislation BACPA Bankruptcy bankruptcy and divorce bankruptcy attorney bankruptcy discharge bankruptcy exemptions bankruptcy reform Chapter 7 Chapter 13 bankruptcy Chapter 13 Bankrupt]]></category>
		<category><![CDATA[arizona bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy and Employment]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Phoenix Bankrtupcy]]></category>
		<category><![CDATA[Pima County Bankruptcy]]></category>
		<category><![CDATA[protecting assets in bankruptcy]]></category>
		<category><![CDATA[should I file for bankruptcy?]]></category>
		<category><![CDATA[Tucson bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=9772</guid>
		<description><![CDATA[Previously, I discussed the bankruptcy rule that employers cannot fire or otherwise discriminate against employees because they filed for bankruptcy.  However, I also mentioned the difficulty in sometimes proving the causation element between the filing and the discrimination, and the fact that a bankruptcy will still come up on credit checks and other types of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>California &#8211; Deed of Trust Assigned&#8230;. but Where&#8217;s the Note?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/california-deed-of-trust-assigned-but-wheres-the-note/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/california-deed-of-trust-assigned-but-wheres-the-note/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 22:17:26 +0000</pubDate>
		<dc:creator>R. Grace Rodriguez</dc:creator>
				<category><![CDATA[California Bankruptcy Laws]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[CA]]></category>
		<category><![CDATA[California]]></category>
		<category><![CDATA[deed of trust]]></category>
		<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8857</guid>
		<description><![CDATA[California Law Does Not Allow for a Missing Note Defense to Foreclosure Dear Readers:  So many times clients will asking me about the &#8220;Missing Note&#8221; Defense to a foreclosure. If you are in CALIFORNIA, as of the time of this writing, there is NO MISSING NOTE defense available.  The foreclosure process is regulated by Civil [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Massachusetts Foreclosure Mess</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/the-massachusetts-foreclosure-mess/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/the-massachusetts-foreclosure-mess/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 20:05:48 +0000</pubDate>
		<dc:creator>Ken Gogel</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[foreclosure defense]]></category>
		<category><![CDATA[mortgage foreclosures]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=8327</guid>
		<description><![CDATA[The Gogel and Gogel Foreclosure Blog The Massachusetts Supreme Judicial Court gets the foreclosure fraud problem and has strongly stated that parties filing foreclosure actions must have title to the mortgages they attempt to foreclose and must be able to prove that the chain of title supports that assertion. It is a new day in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Foreclosure Saga and How Bankruptcy Could Help</title>
		<link>http://www.nationalbankruptcyforum.com/foreclosure/the-foreclosure-saga-and-how-bankruptcy-could-help/</link>
		<comments>http://www.nationalbankruptcyforum.com/foreclosure/the-foreclosure-saga-and-how-bankruptcy-could-help/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 17:59:59 +0000</pubDate>
		<dc:creator>Aaron Huff</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Aaron Huff]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Bankruptcy Attorney Florence Kentucky]]></category>
		<category><![CDATA[Huff Law Office]]></category>
		<category><![CDATA[www.hufflawoffice.org]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=7197</guid>
		<description><![CDATA[By Aaron Huff Day in and day out the news seems to almost constantly be about the foreclosure rate in the United States.  It&#8217;s almost become commonplace.  As regular a story as the local weather.  The recession and downward spiral of the housing market have gone hand-in-hand, and unfortunately have been issues that have been [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Feds For Foreclosures into Rentals, Hey! How About Stopping Foreclosures?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/feds-for-foreclosures-into-rentals-hey-how-about-stopping-foreclosures/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/feds-for-foreclosures-into-rentals-hey-how-about-stopping-foreclosures/#comments</comments>
		<pubDate>Thu, 11 Aug 2011 16:33:19 +0000</pubDate>
		<dc:creator>John C. Colwell</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Consumer Alerts]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[home value]]></category>
		<category><![CDATA[rental]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6906</guid>
		<description><![CDATA[Today was a most interesting read of the newspaper. Financial stories abound each day, the news is filled with tales of the stock market crash and the double dip recession (was there ever a rise to double dip?). Here are a smattering of headlines that caught my eye: Student Loans: A Crisis in Waiting? Americans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How is a Short Sale Different from a Foreclosure?</title>
		<link>http://www.nationalbankruptcyforum.com/foreclosure/how-is-a-short-sale-different-from-a-foreclosure/</link>
		<comments>http://www.nationalbankruptcyforum.com/foreclosure/how-is-a-short-sale-different-from-a-foreclosure/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 16:19:03 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale and credit]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6799</guid>
		<description><![CDATA[How Do Short Sales and Foreclosure Differ? With the housing market the way it is, many people want to know: what is the difference between a short sale and a foreclosure sale?  And what difference does it make in bankruptcy? In a short sale, you have defaulted on your loan and cannot make the payments, but [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks Foreclose on Homes With No Mortgage!</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/banks-foreclose-on-homes-with-no-mortgage/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/banks-foreclose-on-homes-with-no-mortgage/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 14:28:00 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Arizona Bankruptcy Law]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Coping with Stress]]></category>
		<category><![CDATA[Debt Collector Harassment]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Procedure]]></category>
		<category><![CDATA[Chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Mortgage Problems]]></category>
		<category><![CDATA[stop foreclosure]]></category>
		<category><![CDATA[stopping foreclosure through bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6795</guid>
		<description><![CDATA[ In the current home foreclosure crisis, it seems some banks have become trigger happy.   It has become a bit of a recent anomaly why banks have suddenly and mistakenly gone after some homeowners with whom they have no claim.  Recently, Bank of America mistakenly brought a foreclosure action against a couple who had bought their [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/banks-foreclose-on-homes-with-no-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>But I Thought I Surrendered My House in Bankruptcy!</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/but-i-thought-i-surrendered-my-house-in-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/but-i-thought-i-surrendered-my-house-in-bankruptcy/#comments</comments>
		<pubDate>Mon, 18 Jul 2011 03:28:03 +0000</pubDate>
		<dc:creator>Jon G. Brooks</dc:creator>
				<category><![CDATA[Bankruptcy Discharge]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[HOA]]></category>
		<category><![CDATA[surrender home in bankruptcy]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6385</guid>
		<description><![CDATA[Why is the HOA Still Bothering Me? I already gave up the house, why am I being billed by my HOA? As bankruptcy attorneys, we are all hearing this complaint from clients with increasing frequency these days. As counter intuitive as it may seem, we are today often asking mortgage lenders to hurry up and [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/but-i-thought-i-surrendered-my-house-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Homeowners Now Being Cheated by &#8220;Mortgage Auditors&#8221;</title>
		<link>http://www.nationalbankruptcyforum.com/foreclosure/homeowners-now-being-cheated-by-mortgage-auditors/</link>
		<comments>http://www.nationalbankruptcyforum.com/foreclosure/homeowners-now-being-cheated-by-mortgage-auditors/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 18:26:33 +0000</pubDate>
		<dc:creator>Brian Canupp</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Defense]]></category>
		<category><![CDATA[Hiring a Bankruptcy Lawyer]]></category>
		<category><![CDATA[securitization]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=5992</guid>
		<description><![CDATA[This is my first post on National Bankruptcy Forum and I wanted to address an issue that is very important to me.  Many Bankruptcy Attorneys are active in the fight to save their client&#8217;s homes.  When in the middle of a fight for your home please talk with an attorney before you hire a securitization [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/foreclosure/homeowners-now-being-cheated-by-mortgage-auditors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Bankruptcy Can Help With Foreclosure</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-bankruptcy-can-help-with-foreclosure/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/how-bankruptcy-can-help-with-foreclosure/#comments</comments>
		<pubDate>Fri, 27 May 2011 18:34:57 +0000</pubDate>
		<dc:creator>Roy McFarland</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Colorado]]></category>
		<category><![CDATA[Denver]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Law]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=5378</guid>
		<description><![CDATA[If you’re facing foreclosure, and you can’t seem to strike a deal with your lender, filing bankruptcy may be able to help. If you fall behind on your mortgage payments, your lender may take steps to foreclose on the property – meaning it may take back your home and sell the property at a public [...]]]></description>
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		<slash:comments>1</slash:comments>
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