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	<title>National Bankruptcy Forum &#187; short sale and credit</title>
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		<title>How is a Short Sale Different from a Foreclosure?</title>
		<link>http://www.nationalbankruptcyforum.com/foreclosure/how-is-a-short-sale-different-from-a-foreclosure/</link>
		<comments>http://www.nationalbankruptcyforum.com/foreclosure/how-is-a-short-sale-different-from-a-foreclosure/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 16:19:03 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Can I keep my property if I file bankruptcy?]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale and credit]]></category>

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		<description><![CDATA[How Do Short Sales and Foreclosure Differ? With the housing market the way it is, many people want to know: what is the difference between a short sale and a foreclosure sale?  And what difference does it make in bankruptcy? In a short sale, you have defaulted on your loan and cannot make the payments, but [...]]]></description>
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		<title>The difficult decision of whether to keep an undervalued home.</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/the-difficult-decision-of-whether-to-keep-an-undervalued-home/</link>
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		<pubDate>Wed, 18 Nov 2009 21:19:20 +0000</pubDate>
		<dc:creator>John C. Colwell</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Life After Bankruptcy]]></category>
		<category><![CDATA[letting go of a home in bankruptcy]]></category>
		<category><![CDATA[short sale and credit]]></category>
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		<description><![CDATA[Attorney John C. Colwell counsels that the decision of whether and when to give up an undervalued home, should only be undertaken after speaking with a bankruptcy attorney first.]]></description>
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		<title>Is a Short Sale Better than a Foreclosure?</title>
		<link>http://www.nationalbankruptcyforum.com/mortgage-modification/short-sale-traps/</link>
		<comments>http://www.nationalbankruptcyforum.com/mortgage-modification/short-sale-traps/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 15:39:00 +0000</pubDate>
		<dc:creator>Jay Jump</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[hidden cost of foreclosure]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale and credit]]></category>
		<category><![CDATA[Short Sales are a lot of Work]]></category>
		<category><![CDATA[stopping foreclosure]]></category>

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		<description><![CDATA[Is a Short Sale Better Than a Foreclosure? The Answer Might Surprise You: I get a lot of calls from clients who tell me that their real estate agent has recommended a short sale as an alternative to foreclosure.  The selling point is that you will avoid a foreclosure on your credit report.  Homeowners think [...]]]></description>
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		<title>Is Foreclosure or a Short Sale Worse for My Credit?</title>
		<link>http://www.nationalbankruptcyforum.com/mortgage-modification/foreclosure-short-sale-and-credit-score/</link>
		<comments>http://www.nationalbankruptcyforum.com/mortgage-modification/foreclosure-short-sale-and-credit-score/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 07:27:00 +0000</pubDate>
		<dc:creator>Jeff Herrick</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[how to improve credit score]]></category>
		<category><![CDATA[short sale and credit]]></category>

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		<description><![CDATA[Everyone knows that a foreclosure on your home can have a lasting impact on your credit score. According to the three major credit scoring agencies Equifax, Transunion, and Experian, a foreclosure shows up on a credit report for at least 10 years. Due to the down turn in the housing market, some alternative’s to foreclosure [...]]]></description>
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