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	<title>National Bankruptcy Forum &#187; surrendering real estate</title>
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		<title>What is a straw buyer and what are the consequences?  Is this an option to consider if I can’t qualify the home I want?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-a-straw-buyer-and-what-are-the-consequences-is-this-an-option-to-consider-if-i-can%e2%80%99t-qualify-the-home-i-want/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-a-straw-buyer-and-what-are-the-consequences-is-this-an-option-to-consider-if-i-can%e2%80%99t-qualify-the-home-i-want/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 18:02:57 +0000</pubDate>
		<dc:creator>Stephen Trezza</dc:creator>
				<category><![CDATA[Bankruptcy Basics]]></category>
		<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Ethics of Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Defense]]></category>
		<category><![CDATA[Real life Stories]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy fraud]]></category>
		<category><![CDATA[bankruptcy options]]></category>
		<category><![CDATA[Bankruptcy Procedure]]></category>
		<category><![CDATA[discharge]]></category>
		<category><![CDATA[letting go of a home in bankruptcy]]></category>
		<category><![CDATA[protecting assets in bankruptcy]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[straw buyer]]></category>
		<category><![CDATA[surrendering real estate]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=6097</guid>
		<description><![CDATA[A straw buyer is a fake buyer set up to defraud the mortgage company.  If an individual cannot qualify for a loan for a particular home, due to bad credit or some other reason, it may seem like a solution to ask a relative or friend to purchase the home and pay them.  However, this [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/what-is-a-straw-buyer-and-what-are-the-consequences-is-this-an-option-to-consider-if-i-can%e2%80%99t-qualify-the-home-i-want/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nevada Bankruptcy and Your Home</title>
		<link>http://www.nationalbankruptcyforum.com/foreclosure/nevada-bankruptcy-and-your-home/</link>
		<comments>http://www.nationalbankruptcyforum.com/foreclosure/nevada-bankruptcy-and-your-home/#comments</comments>
		<pubDate>Thu, 25 Nov 2010 20:48:31 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Nevada Bankruptcy Laws]]></category>
		<category><![CDATA[homestead exemption]]></category>
		<category><![CDATA[keep Las Vegas home in bankruptcy]]></category>
		<category><![CDATA[Las Vegas housing market]]></category>
		<category><![CDATA[letting go of a home in bankruptcy]]></category>
		<category><![CDATA[Nevada bankruptcy information]]></category>
		<category><![CDATA[Nevada housing market]]></category>
		<category><![CDATA[surrendering home]]></category>
		<category><![CDATA[surrendering real estate]]></category>
		<category><![CDATA[underwater home]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=3000</guid>
		<description><![CDATA[Nevada Homestead Exemption The Nevada housing market has been especially hard hit by the Great Recession. As a result, home equity has become somewhat of a foreign concept for many Nevadans, making the state&#8217;s generous $550,000 homestead exemption a bit ironic. Nevertheless, it is possible to file bankruptcy in Nevada and keep your home if [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>HOA Dues and Bills Owed After Surrendering a Home in Bankruptcy</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/hoa-dues-and-bills-owed-after-surrendering-a-home-in-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/hoa-dues-and-bills-owed-after-surrendering-a-home-in-bankruptcy/#comments</comments>
		<pubDate>Thu, 14 Oct 2010 16:17:17 +0000</pubDate>
		<dc:creator>Jason Schrader</dc:creator>
				<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[California bankruptcy laws]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[surrendering real estate]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2529</guid>
		<description><![CDATA[Should I Pay the HOA Dues After Surrendering My Home? If you have made the difficult choice to surrender your house in a Chapter 7 bankruptcy, you may be wondering what comes next? Although you do not need to continue making your mortgage payment, there are several payments you should continue to make. Surrendering your [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do I Have To Reaffirm My Mortgage To Keep My Home?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/do-i-have-to-reaffirm-my-mortgage-to-keep-my-home/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-practice-management/do-i-have-to-reaffirm-my-mortgage-to-keep-my-home/#comments</comments>
		<pubDate>Mon, 20 Sep 2010 12:56:15 +0000</pubDate>
		<dc:creator>Richard Stokan</dc:creator>
				<category><![CDATA[Automatic Stay Protection]]></category>
		<category><![CDATA[Bankruptcy Practice Management]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[do i have to reaffirm?]]></category>
		<category><![CDATA[legal impact of reaffirmation agreement]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[reaffirmation agreement]]></category>
		<category><![CDATA[surrendering real estate]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2435</guid>
		<description><![CDATA[When you file for bankruptcy protection, you must identify your intention with regard to secured property. When it comes to real property, it can be surrendered, redeemed or reaffirmed. Surrendering is self explanatory. Redemption occurs when a debtor purchases the property for the amount of the secured claim. When you &#8220;reaffirm&#8221; a mortgage, you are [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Why Surrender a Home in Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/homes-and-bankruptcy/why-surrender-a-california-florida-or-nevada-home-in-bankruptcy/</link>
		<comments>http://www.nationalbankruptcyforum.com/homes-and-bankruptcy/why-surrender-a-california-florida-or-nevada-home-in-bankruptcy/#comments</comments>
		<pubDate>Sun, 05 Sep 2010 15:17:47 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Homes and Bankruptcy]]></category>
		<category><![CDATA[Florida housing crisis]]></category>
		<category><![CDATA[Florida housing market]]></category>
		<category><![CDATA[Nevada housing market]]></category>
		<category><![CDATA[South Florida housing crisis]]></category>
		<category><![CDATA[surrendering real estate]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=2116</guid>
		<description><![CDATA[Why surrender a home in bankruptcy? Because you owe alot more than the home is worth and have personally guaranteed the mortgage. Why Surrender a home in California, Florida or Nevada in bankruptcy? Because you owe a hell of alot more than the home is worth and have personally guaranteed the mortgage. Sad to say, [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/homes-and-bankruptcy/why-surrender-a-california-florida-or-nevada-home-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is The Difference Between Surrendering A Home And Foreclosure?</title>
		<link>http://www.nationalbankruptcyforum.com/foreclosure/what-is-the-difference-between-surrendering-a-home-and-foreclosure/</link>
		<comments>http://www.nationalbankruptcyforum.com/foreclosure/what-is-the-difference-between-surrendering-a-home-and-foreclosure/#comments</comments>
		<pubDate>Thu, 06 May 2010 14:38:58 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[deficiency judgments]]></category>
		<category><![CDATA[surrendering real estate]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=1520</guid>
		<description><![CDATA[What is the difference between surrendering a home and losing a home to foreclosure? Many consumers are confused by the interplay between surrendering a home in bankruptcy and foreclosure. When you file bankruptcy and surrender a home, you give the property back to the lender. When a lender forecloses on your home due to non-payment, they [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/foreclosure/what-is-the-difference-between-surrendering-a-home-and-foreclosure/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>I Bought Investment Property That Has Plummeted In Value, Should I File Bankruptcy?</title>
		<link>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/cant-afford-investment-property/</link>
		<comments>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/cant-afford-investment-property/#comments</comments>
		<pubDate>Wed, 05 May 2010 14:11:06 +0000</pubDate>
		<dc:creator>Moderator</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[deficiency judgments]]></category>
		<category><![CDATA[filing bankruptcy]]></category>
		<category><![CDATA[surrendering real estate]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com/?p=1445</guid>
		<description><![CDATA[I Can&#8217;t Keep Up With an Investment Mortgage&#8230;What Should I Do? We&#8217;ve devoted alot of attention on the National Bankruptcy Forum to homeowners who find themselves owing more than their homes are worth. These people are generally classified as being &#8220;underwater.&#8221; It is difficult enough when you find yourself underwater on your primary residence. The problem [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/cant-afford-investment-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I surrender out of state investment property by filing bankruptcy locally?</title>
		<link>http://www.nationalbankruptcyforum.com/bankruptcy-myths/can-i-surrender-out-of-state-investment-property-by-filing-bankruptcy-locally/</link>
		<comments>http://www.nationalbankruptcyforum.com/bankruptcy-myths/can-i-surrender-out-of-state-investment-property-by-filing-bankruptcy-locally/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 19:38:17 +0000</pubDate>
		<dc:creator>John O'Connor</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Protecting Your Property]]></category>
		<category><![CDATA[State Specific Bankruptcy Issues]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[surrendering real estate]]></category>

		<guid isPermaLink="false">http://www.nationalbankruptcyforum.com.php5-8.dfw1-1.websitetestlink.com/?p=467</guid>
		<description><![CDATA[You&#8217;ve recently moved. You&#8217;ve found a new job, schools for the kids and a new favorite watering hole. One problem lingers&#8230;&#8230;.your out of state real estate. Whether its an investment property or an old family home that didn&#8217;t sell, many people these days find themselves burdened by out of state real estate. In North Carolina, [...]]]></description>
		<wfw:commentRss>http://www.nationalbankruptcyforum.com/bankruptcy-myths/can-i-surrender-out-of-state-investment-property-by-filing-bankruptcy-locally/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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